STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,014
2010–2026
Total Volume
$851M
Gross loan amounts
States Active
21
With recorded loans
Programs
7(a) & 504
1011 total segments
First Horizon Bank has a strong focus on existing businesses, with 50% of their SBA deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.11%, First Horizon Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
First Horizon Bank has shown impressive growth, doubling their SBA deal count year-over-year. This trend suggests they are actively expanding their lending capacity, which could lead to more favorable terms for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 191 504 loans, which use fixed SBA debenture rates.
Top 15 of 21 states where First Horizon Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for First Horizon Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 12 | P+2.50% | $66K | Q4 2014 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.25% | $263K | Q4 2017 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 11 | P+2.25% | $71K | Q2 2019 |
| Georgia · Restaurants & Food Service · $1M – $2M | 7(a) | 10 | P+1.63% | $1.4M | Q3 2024 |
| North Carolina · Retail Trade · Under $150K | 7(a) | 10 | P+2.75% | $85K | Q4 2023 |
| Georgia · Restaurants & Food Service · $350K – $500K | 7(a) | 9 | P+2.50% | $424K | Q1 2019 |
| North Carolina · Wholesale Trade · Under $150K | 7(a) | 8 | P+3.00% | $51K | Q4 2013 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.25% | $667K | Q1 2020 |
| Tennessee · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.63% | $71K | Q3 2022 |
| North Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.25% | $647K | Q3 2024 |
| Florida · Engineering & Architecture · $500K – $1M | 7(a) | 5 | P+2.00% | $693K | Q4 2022 |
| Louisiana · Specialty Trade Contractors · $500K – $1M | 7(a) | 5 | P+2.00% | $790K | Q4 2025 |
| North Carolina · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.50% | $302K | Q4 2019 |
| Georgia · Physician & Dental Offices · $150K – $350K | 7(a) | 5 | P+2.25% | $281K | Q3 2025 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.25% | $264K | Q2 2020 |
| North Carolina · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.25% | $40K | Q1 2014 |
| North Carolina · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+2.75% | $54K | Q4 2013 |
| North Carolina · Management & IT Consulting · Under $150K | 7(a) | 5 | P+2.75% | $70K | Q3 2016 |
| North Carolina · Social Assistance · Under $150K | 7(a) | 5 | P+2.75% | $58K | Q1 2014 |
| South Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+3.50% | $34K | Q3 2014 |
| Georgia · Manufacturing · $1M – $2M | 7(a) | 5 | P+2.00% | $1.4M | Q1 2018 |
| Alabama · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.75% | $265K | Q4 2017 |
| Tennessee · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.25% | $833K | Q1 2020 |
| Louisiana · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.88% | $301K | Q1 2025 |
| North Carolina · Manufacturing · $2M – $5M | 7(a) | 4 | P+2.25% | $3.8M | Q1 2022 |
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