STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
381
2011–2025
Total Volume
$413M
Gross loan amounts
States Active
8
With recorded loans
Programs
7(a) & 504
381 total segments
First General Bank focuses heavily on existing businesses, with 77% of their deals serving this purpose. This makes them a strong choice for established businesses looking for financing.
With an average 7(a) spread of P+1.73%, First General Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings on interest costs for borrowers.
First General Bank's deal volume has declined by 38% year-over-year, indicating a potential tightening in lending. Borrowers should be prepared for a more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 8 504 loans, which use fixed SBA debenture rates.
States where First General Bank has recorded SBA lending activity.
+ 3 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Wholesale Trade
Wholesale Trade
Hotels & Accommodation
Accommodation & Food Services
Auto Dealers & Parts
Retail Trade
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for First General Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Wholesale Trade · $150K – $350K | 7(a) | 31 | P+1.75% | $281K | Q4 2022 |
| California · Wholesale Trade · Under $150K | 7(a) | 30 | P+2.00% | $108K | Q4 2023 |
| California · Hotels & Accommodation · $2M – $5M | 7(a) | 28 | P+1.44% | $4.0M | Q1 2023 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 22 | P+1.63% | $812K | Q3 2020 |
| California · Wholesale Trade · $350K – $500K | 7(a) | 16 | P+1.63% | $462K | Q4 2023 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 15 | P+1.25% | $3.0M | Q2 2022 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 14 | P+1.25% | $1.5M | Q2 2022 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.00% | $98K | Q1 2020 |
| California · Manufacturing · Under $150K | 7(a) | 9 | P+2.00% | $111K | Q3 2023 |
| California · Manufacturing · $150K – $350K | 7(a) | 9 | P+2.00% | $270K | Q2 2025 |
| California · Auto Dealers & Parts · $500K – $1M | 7(a) | 9 | P+1.50% | $846K | Q3 2019 |
| California · Auto Dealers & Parts · $150K – $350K | 7(a) | 8 | P+2.00% | $331K | Q2 2016 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.38% | $305K | Q4 2015 |
| California · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+2.25% | $288K | Q4 2018 |
| California · Transportation & Warehousing · $150K – $350K | 7(a) | 5 | P+1.75% | $264K | Q4 2018 |
| California · Physician & Dental Offices · $1M – $2M | 7(a) | 5 | P+1.38% | $1.2M | Q3 2022 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+1.75% | $125K | Q2 2016 |
| California · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+2.25% | $50K | Q1 2019 |
| California · Auto Repair & Maintenance · $500K – $1M | 7(a) | 3 | P+1.75% | $623K | Q1 2019 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.25% | $117K | Q1 2016 |
| California · Administrative & Waste Services · $500K – $1M | 7(a) | 3 | P+1.50% | $767K | Q1 2020 |
| California · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+1.50% | $1.2M | Q3 2022 |
| California · Other Health Practitioners · $1M – $2M | 7(a) | 3 | P+1.50% | $1.4M | Q3 2021 |
| California · Building Construction · $2M – $5M | 7(a) | 3 | P+2.00% | $3.1M | Q3 2015 |
| California · Retail Trade · Under $150K | 7(a) | 3 | P+2.00% | $100K | Q4 2018 |
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