STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,006
2010–2026
Total Volume
$381M
Gross loan amounts
States Active
18
With recorded loans
Programs
7(a) & 504
1003 total segments
First Community Bank has a strong focus on existing businesses, with 62% of their deals serving this segment. This makes them a good fit for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.77%, First Community Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The bank's growth trend shows a significant increase of 44% year-over-year in SBA deals, indicating a strong and expanding lending capacity. This could mean a higher likelihood of approval for your loan application.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 110 504 loans, which use fixed SBA debenture rates.
Top 15 of 18 states where First Community Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Agriculture & Forestry
Agriculture & Forestry
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for First Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Carolina · Transportation & Warehousing · Under $150K | 7(a) | 41 | P+2.38% | $66K | Q1 2025 |
| North Carolina · Agriculture & Forestry · Under $150K | 7(a) | 29 | P+2.00% | $77K | Q1 2024 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 29 | P+2.00% | $89K | Q4 2025 |
| North Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 25 | P+2.25% | $70K | Q4 2025 |
| North Carolina · Administrative & Waste Services · Under $150K | 7(a) | 24 | P+2.75% | $56K | Q1 2024 |
| North Carolina · Manufacturing · $150K – $350K | 7(a) | 20 | P+1.88% | $245K | Q3 2025 |
| Virginia · Transportation & Warehousing · Under $150K | 7(a) | 17 | P+4.50% | $56K | Q2 2025 |
| North Carolina · Heavy & Civil Engineering · Under $150K | 7(a) | 17 | P+3.25% | $81K | Q2 2019 |
| North Carolina · Transportation & Warehousing · $150K – $350K | 7(a) | 16 | P+2.38% | $244K | Q3 2025 |
| North Carolina · Manufacturing · $500K – $1M | 7(a) | 16 | P+2.25% | $842K | Q3 2025 |
| North Carolina · Retail Trade · Under $150K | 7(a) | 14 | P+1.75% | $97K | Q2 2022 |
| North Carolina · Other Repair & Services · Under $150K | 7(a) | 13 | P+1.50% | $94K | Q3 2024 |
| North Carolina · Building Construction · Under $150K | 7(a) | 10 | P+2.75% | $89K | Q2 2017 |
| Arkansas · Retail Trade · Under $150K | 7(a) | 10 | P+2.25% | $41K | Q3 2018 |
| Arkansas · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.00% | $78K | Q1 2016 |
| Virginia · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.50% | $54K | Q2 2025 |
| Virginia · Manufacturing · Under $150K | 7(a) | 10 | P+2.13% | $105K | Q3 2025 |
| North Carolina · Auto Repair & Maintenance · Under $150K | 7(a) | 9 | P+2.75% | $57K | Q4 2016 |
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.25% | $56K | Q2 2024 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+1.73% | $253K | Q1 2025 |
| North Carolina · Specialty Trade Contractors · $150K – $350K | 7(a) | 8 | P+1.00% | $248K | Q2 2024 |
| North Carolina · Information & Media · Under $150K | 7(a) | 8 | P+1.75% | $62K | Q3 2021 |
| North Carolina · Agriculture & Forestry · $150K – $350K | 7(a) | 7 | P+2.75% | $238K | Q1 2017 |
| North Carolina · General Merchandise · Under $150K | 7(a) | 7 | P+3.75% | $42K | Q4 2013 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.75% | $63K | Q2 2013 |
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