GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
84
2010–2025
Total Volume
$25M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
84 total segments
Most active in Oklahoma (99% of deals) and focuses heavily on manufacturing (13% of deals).
With a median 7(a) spread of P + 2.30%, First Bank of Owasso prices well above the national median of P + 2.00% — worth comparing against specialists in your industry.
Manufacturing makes up 13% of First Bank of Owasso's deals — 3.1x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 14 504 loans, which use fixed SBA debenture rates.
States where First Bank of Owasso has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for First Bank of Owasso, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Oklahoma · Arts, Entertainment & Recreation · Under $150K | 7(a) | 9 | P+2.25% | $83K | Q3 2021 |
| Oklahoma · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.25% | $70K | Q2 2020 |
| Oklahoma · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.50% | $38K | Q3 2024 |
| Oklahoma · Manufacturing · Under $150K | 7(a) | 4 | P+2.25% | $77K | Q3 2020 |
| Oklahoma · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+2.25% | $86K | Q4 2024 |
| Oklahoma · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.25% | $59K | Q3 2023 |
| Oklahoma · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+1.05% | $641K | Q3 2018 |
| Oklahoma · Other Professional Services · Under $150K | 7(a) | 2 | P+1.98% | $125K | Q4 2016 |
| Oklahoma · Retail Trade · Under $150K | 7(a) | 2 | P+3.38% | $53K | Q4 2014 |
| Oklahoma · Manufacturing · $500K – $1M | 504 | 2 | — | $605K | Q1 2025 |
| Oklahoma · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+2.25% | $90K | Q1 2010 |
| Oklahoma · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+2.63% | $208K | Q2 2025 |
| Oklahoma · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.63% | $190K | Q2 2024 |
| Oklahoma · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+2.50% | $100K | Q2 2020 |
| Oklahoma · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.38% | $46K | Q1 2018 |
| Oklahoma · Manufacturing · $2M – $5M | 504 | 2 | — | $2.8M | Q1 2025 |
| Oklahoma · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+0.38% | $80K | Q1 2020 |
| Oklahoma · General Merchandise · Under $150K | 7(a) | 2 | P+2.88% | $36K | Q1 2017 |
| Oklahoma · Real Estate · $500K – $1M | 7(a) | 1 | P+2.25% | $1.0M | Q4 2013 |
| Missouri · Manufacturing · $500K – $1M | 504 | 1 | — | $833K | Q4 2012 |
| Oklahoma · Sporting Goods & Hobby · $350K – $500K | 504 | 1 | — | $375K | Q4 2009 |
| Oklahoma · Arts, Entertainment & Recreation · $350K – $500K | 504 | 1 | — | $454K | Q4 2012 |
| Oklahoma · Retail Trade · $150K – $350K | 504 | 1 | — | $267K | Q2 2019 |
| Oklahoma · Laundry & Dry Cleaning · $1M – $2M | 504 | 1 | — | $1.1M | Q3 2015 |
| Oklahoma · Social Assistance · $350K – $500K | 504 | 1 | — | $406K | Q1 2025 |
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