STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
294
2010–2026
Total Volume
$88M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
294 total segments
Fidelity Deposit and Discount Bank has a strong focus on existing businesses, with 46% of their deals serving this purpose. This could be beneficial if you're looking to expand or refinance an established operation.
Their average 7(a) spread of P+1.67% is significantly lower than the national median of P+2.75%. This could mean lower overall costs for your loan, making them a competitive option.
With a year-over-year decline of 20% in deal volume, Fidelity may be tightening their lending criteria. If you're considering applying, be prepared to present a strong case for your business.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 33 504 loans, which use fixed SBA debenture rates.
States where Fidelity Deposit and Discount Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Other Professional Services
Professional Services
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Fidelity Deposit and Discount Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 43 | P+2.00% | $76K | Q1 2025 |
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 25 | P+2.25% | $251K | Q4 2025 |
| Pennsylvania · Transportation & Warehousing · Under $150K | 7(a) | 9 | P+2.50% | $67K | Q4 2024 |
| Pennsylvania · Manufacturing · Under $150K | 7(a) | 9 | P+2.75% | $71K | Q1 2024 |
| Pennsylvania · Personal Care (Salons, Spas) · Under $150K | 7(a) | 7 | P+2.00% | $69K | Q2 2024 |
| Pennsylvania · Other Professional Services · Under $150K | 7(a) | 7 | P+2.00% | $54K | Q1 2020 |
| Pennsylvania · Auto Dealers & Parts · Under $150K | 7(a) | 7 | P+2.00% | $72K | Q2 2022 |
| Pennsylvania · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+1.00% | $92K | Q3 2024 |
| Pennsylvania · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+2.25% | $77K | Q4 2024 |
| Pennsylvania · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.75% | $249K | Q4 2011 |
| Pennsylvania · Food & Beverage Stores · $150K – $350K | 7(a) | 4 | P+2.25% | $278K | Q3 2021 |
| Pennsylvania · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+1.88% | $117K | Q2 2021 |
| Pennsylvania · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+1.30% | $245K | Q2 2022 |
| Pennsylvania · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+0.75% | $251K | Q3 2021 |
| Pennsylvania · Wholesale Trade · $350K – $500K | 7(a) | 4 | P+2.13% | $453K | Q2 2025 |
| Pennsylvania · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.63% | $34K | Q1 2021 |
| Pennsylvania · Wholesale Trade · $150K – $350K | 7(a) | 4 | P+1.75% | $275K | Q2 2022 |
| Pennsylvania · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+3.00% | $52K | Q2 2012 |
| Pennsylvania · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+2.50% | $239K | Q3 2024 |
| Pennsylvania · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.00% | $95K | Q4 2025 |
| Pennsylvania · Transportation & Warehousing · $500K – $1M | 7(a) | 3 | P+0.25% | $612K | Q1 2024 |
| Pennsylvania · Retail Trade · Under $150K | 7(a) | 3 | P+1.25% | $80K | Q2 2021 |
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 504 | 3 | — | $213K | Q3 2024 |
| Pennsylvania · Building Construction · Under $150K | 7(a) | 3 | P+2.75% | $55K | Q1 2025 |
| Pennsylvania · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.00% | $446K | Q3 2024 |
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