GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
143
2010–2026
Total Volume
$58M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
142 total segments
Fairfield County Bank has a notable 26% share of 504 loans, which is higher than the national average of around 18%. This indicates a strong capacity for real estate financing, making them a good option for borrowers looking to purchase property.
The average deal size at Fairfield County Bank is $407,489, with a significant number of deals (78) falling in the $0-$150K range. If you're seeking a smaller loan, this lender may be a suitable fit, but larger borrowers might find their offerings limited.
Fairfield County Bank's growth trend shows no year-over-year increase, maintaining a steady volume of 4 deals per quarter. This stability may indicate a cautious lending approach, which could affect your chances of approval if you're seeking a larger or riskier loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 37 504 loans, which use fixed SBA debenture rates.
States where Fairfield County Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
Other Professional Services
Professional Services
Sporting Goods & Hobby
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Fairfield County Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Connecticut · Food & Beverage Stores · Under $150K | 7(a) | 8 | P+4.38% | $58K | Q4 2014 |
| Connecticut · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+3.00% | $88K | Q2 2011 |
| Connecticut · Manufacturing · Under $150K | 7(a) | 7 | P+2.75% | $83K | Q2 2018 |
| Connecticut · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $64K | Q2 2014 |
| Connecticut · Sporting Goods & Hobby · Under $150K | 7(a) | 5 | P+2.50% | $90K | Q4 2015 |
| Connecticut · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+3.38% | $73K | Q4 2011 |
| Connecticut · Education · Under $150K | 7(a) | 4 | P+2.75% | $94K | Q4 2012 |
| Connecticut · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.75% | $80K | Q1 2014 |
| Connecticut · Retail Trade · Under $150K | 7(a) | 4 | P+4.13% | $30K | Q1 2011 |
| Connecticut · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+4.25% | $64K | Q1 2011 |
| Connecticut · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+4.00% | $33K | Q2 2011 |
| Connecticut · Auto Dealers & Parts · $2M – $5M | 504 | 3 | — | $4.4M | Q4 2025 |
| Connecticut · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+2.13% | $325K | Q3 2013 |
| Connecticut · Social Assistance · $150K – $350K | 504 | 2 | — | $271K | Q3 2015 |
| Connecticut · Physician & Dental Offices · $150K – $350K | 504 | 2 | — | $274K | Q4 2018 |
| Connecticut · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $702K | Q2 2020 |
| Connecticut · Other Professional Services · $500K – $1M | 504 | 2 | — | $944K | Q1 2010 |
| Connecticut · Legal Services · Under $150K | 7(a) | 2 | P+3.13% | $90K | Q2 2010 |
| Connecticut · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.38% | $275K | Q4 2010 |
| Connecticut · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.25% | $255K | Q3 2012 |
| Connecticut · Hotels & Accommodation · $2M – $5M | 504 | 2 | — | $4.1M | Q3 2025 |
| Connecticut · Other Professional Services · Under $150K | 7(a) | 2 | P+2.88% | $75K | Q2 2012 |
| Connecticut · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $191K | Q3 2016 |
| Connecticut · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.25% | $288K | Q3 2010 |
| Connecticut · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.75% | $319K | Q4 2014 |
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