STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
460
2010–2026
Total Volume
$288M
Gross loan amounts
States Active
17
With recorded loans
Programs
7(a) & 504
460 total segments
Equity Bank has a strong focus on existing businesses, with 50% of their deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.82%, Equity Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
The lender's growth trend shows a decline of 14% year-over-year in SBA deals, which may indicate a tightening of their lending criteria. This could make it more challenging for new applicants to get approved.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 64 504 loans, which use fixed SBA debenture rates.
Top 15 of 17 states where Equity Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Agriculture & Forestry
Agriculture & Forestry
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Equity Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 13 | P+1.75% | $115K | Q4 2023 |
| Kansas · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $223K | Q1 2024 |
| Kansas · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+1.85% | $242K | Q2 2024 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+1.60% | $95K | Q2 2024 |
| Kansas · Manufacturing · Under $150K | 7(a) | 8 | P+1.45% | $107K | Q4 2024 |
| Kansas · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+3.50% | $57K | Q1 2022 |
| Kansas · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.25% | $294K | Q4 2023 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 6 | P+0.88% | $53K | Q4 2025 |
| Kansas · Manufacturing · $350K – $500K | 7(a) | 6 | P+2.52% | $428K | Q4 2023 |
| Oklahoma · Manufacturing · Under $150K | 7(a) | 6 | P+1.89% | $77K | Q2 2024 |
| Kansas · Manufacturing · $1M – $2M | 7(a) | 5 | P+1.50% | $1.6M | Q1 2025 |
| Kansas · Manufacturing · $500K – $1M | 7(a) | 5 | P+1.25% | $750K | Q1 2025 |
| Texas · Hotels & Accommodation · $500K – $1M | 7(a) | 5 | P+2.25% | $673K | Q2 2021 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+0.88% | $108K | Q1 2024 |
| Kansas · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.75% | $252K | Q2 2023 |
| Kansas · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+1.50% | $671K | Q4 2023 |
| Missouri · Manufacturing · Under $150K | 7(a) | 4 | P+2.44% | $56K | Q3 2024 |
| Kansas · Hotels & Accommodation · $500K – $1M | 504 | 4 | — | $686K | Q3 2015 |
| Kansas · Agriculture & Forestry · $2M – $5M | 7(a) | 4 | P+1.75% | $3.3M | Q3 2017 |
| Kansas · Manufacturing · $2M – $5M | 7(a) | 4 | P+1.52% | $3.4M | Q1 2025 |
| Kansas · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.26% | $90K | Q1 2025 |
| Kansas · Other Health Practitioners · Under $150K | 7(a) | 4 | P+3.00% | $102K | Q3 2020 |
| Kansas · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+2.50% | $277K | Q4 2023 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.36% | $110K | Q3 2022 |
| Arkansas · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.00% | $85K | Q2 2022 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Equity Bank.
No reviews yet. Be the first to review Equity Bank.