WEAK
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
206
2015–2026
Total Volume
$23M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a)
206 total segments
DreamSpring focuses heavily on startups, with 59% of their deals going to new businesses. If you're a first-time borrower, this lender may be a good fit for you.
With an average 7(a) spread of P+4.82%, DreamSpring's pricing is significantly higher than the national median of P+2.75%. Consider this when budgeting for your loan.
DreamSpring is a 7(a)-only lender with no 504 activity, which means they specialize in smaller loans, averaging around $111,306. If your funding needs exceed this, you might want to explore other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where DreamSpring has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Transportation & Warehousing
Transportation & Warehousing
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Miscellaneous Retail
Retail Trade
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for DreamSpring, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Colorado · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+5.00% | $108K | Q2 2025 |
| Arizona · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+5.50% | $80K | Q2 2025 |
| Colorado · Manufacturing · Under $150K | 7(a) | 9 | P+5.75% | $61K | Q2 2024 |
| Texas · Manufacturing · Under $150K | 7(a) | 5 | P+3.49% | $97K | Q3 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+5.00% | $79K | Q1 2019 |
| Colorado · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+6.00% | $75K | Q2 2021 |
| Arizona · Other Health Practitioners · Under $150K | 7(a) | 4 | P+6.00% | $82K | Q2 2021 |
| Colorado · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+5.75% | $85K | Q2 2024 |
| Arizona · Manufacturing · Under $150K | 7(a) | 4 | P+4.62% | $95K | Q2 2025 |
| Colorado · Other Health Practitioners · Under $150K | 7(a) | 4 | P+5.75% | $86K | Q1 2018 |
| New Mexico · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+5.25% | $74K | Q4 2023 |
| Nevada · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+4.25% | $63K | Q2 2019 |
| New Mexico · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+4.50% | $222K | Q4 2024 |
| New Mexico · Manufacturing · Under $150K | 7(a) | 3 | P+5.75% | $78K | Q4 2025 |
| New Mexico · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+3.50% | $83K | Q3 2024 |
| New Mexico · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+3.49% | $107K | Q3 2025 |
| Colorado · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+4.00% | $184K | Q1 2025 |
| Colorado · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+4.75% | $80K | Q4 2024 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 3 | P+3.24% | $119K | Q4 2024 |
| Colorado · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+4.25% | $84K | Q2 2024 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.49% | $98K | Q3 2024 |
| Colorado · Other Repair & Services · Under $150K | 7(a) | 2 | P+5.63% | $62K | Q3 2022 |
| New Mexico · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+5.25% | $299K | Q4 2023 |
| Colorado · General Merchandise · Under $150K | 7(a) | 2 | P+5.75% | $73K | Q3 2018 |
| Colorado · Finance & Insurance · Under $150K | 7(a) | 2 | P+5.00% | $73K | Q4 2025 |
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Real experiences from borrowers who closed SBA loans with DreamSpring.
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