STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
116
2010–2026
Total Volume
$63M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
116 total segments
Dream First Bank has a strong focus on existing businesses, with 49% of their deals supporting established companies. This could be beneficial if you're looking to expand an existing operation.
With an average 7(a) spread of P+1.77%, Dream First Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a significant decline of 45% year-over-year in deal volume. This may indicate a tightening of lending standards, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 6 504 loans, which use fixed SBA debenture rates.
States where Dream First Bank National Association has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Agriculture & Forestry
Agriculture & Forestry
Auto Dealers & Parts
Retail Trade
Specialty Trade Contractors
Construction
Personal Care (Salons, Spas)
Other Services
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for Dream First Bank National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Transportation & Warehousing · Under $150K | 7(a) | 12 | P+2.75% | $68K | Q1 2025 |
| Kansas · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.25% | $784K | Q3 2023 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.13% | $61K | Q1 2020 |
| Kansas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+1.82% | $94K | Q4 2024 |
| Kansas · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+2.88% | $61K | Q3 2022 |
| Kansas · Agriculture & Forestry · Under $150K | 7(a) | 4 | P+2.75% | $72K | Q3 2024 |
| Kansas · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+3.50% | $44K | Q1 2022 |
| Kansas · Gas Stations · $150K – $350K | 7(a) | 3 | P+4.00% | $283K | Q3 2011 |
| Kansas · Agriculture & Forestry · $500K – $1M | 7(a) | 2 | P+2.25% | $595K | Q1 2022 |
| Kansas · Auto Dealers & Parts · $2M – $5M | 7(a) | 2 | P+1.69% | $3.1M | Q3 2021 |
| Kansas · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.88% | $1.5M | Q3 2021 |
| Kansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+2.63% | $98K | Q3 2023 |
| Kansas · Agriculture & Forestry · $150K – $350K | 7(a) | 2 | P+2.75% | $350K | Q3 2018 |
| Texas · Auto Dealers & Parts · $350K – $500K | 7(a) | 2 | P+1.25% | $383K | Q1 2022 |
| Kansas · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+2.00% | $313K | Q4 2022 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+1.50% | $79K | Q2 2023 |
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+0.63% | $89K | Q2 2025 |
| Kansas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+1.20% | $250K | Q2 2024 |
| Kansas · Accounting & Tax · Under $150K | 7(a) | 2 | P+2.91% | $41K | Q4 2019 |
| Kansas · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.38% | $265K | Q4 2023 |
| Kansas · Auto Repair & Maintenance · $350K – $500K | 7(a) | 2 | P+2.75% | $385K | Q4 2012 |
| Kansas · Transportation & Warehousing · $500K – $1M | 7(a) | 2 | P+2.35% | $728K | Q2 2022 |
| Kansas · Utilities · $150K – $350K | 7(a) | 1 | P+2.88% | $350K | Q4 2020 |
| Kansas · Utilities · $500K – $1M | 7(a) | 1 | P+2.50% | $650K | Q4 2020 |
| Kansas · Manufacturing · Under $150K | 7(a) | 1 | P+3.75% | $29K | Q2 2021 |
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