GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
702
2010–2026
Total Volume
$725M
Gross loan amounts
States Active
12
With recorded loans
Programs
7(a) & 504
702 total segments
Dime Community Bank has a strong focus on existing businesses, with 67% of their deals serving this segment. This makes them a solid choice for established companies looking for financing.
With an average 7(a) spread of P+2.66%, Dime Community Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
Despite a healthy volume of SBA loans, Dime Community Bank's growth trend shows a 20% decline year-over-year. This may indicate a tightening in their lending practices, which could affect approval rates for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 119 504 loans, which use fixed SBA debenture rates.
States where Dime Community Bank has recorded SBA lending activity.
+ 7 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Food & Beverage Stores
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
Management & IT Consulting
Professional Services
+ 7 more
All recorded SBA lending activity for Dime Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · $500K – $1M | 7(a) | 26 | P+2.75% | $730K | Q2 2024 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 24 | P+2.75% | $269K | Q2 2024 |
| New York · Wholesale Trade · $500K – $1M | 7(a) | 17 | P+2.75% | $798K | Q1 2025 |
| New York · Wholesale Trade · Under $150K | 7(a) | 15 | P+2.25% | $81K | Q1 2022 |
| New York · Manufacturing · $150K – $350K | 7(a) | 14 | P+2.75% | $275K | Q1 2023 |
| New York · Wholesale Trade · $1M – $2M | 7(a) | 13 | P+2.75% | $1.4M | Q2 2023 |
| New York · Wholesale Trade · $150K – $350K | 7(a) | 12 | P+2.63% | $307K | Q1 2023 |
| New York · Wholesale Trade · $2M – $5M | 7(a) | 11 | P+2.75% | $3.3M | Q1 2021 |
| New York · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.75% | $109K | Q1 2023 |
| New York · Restaurants & Food Service · $1M – $2M | 7(a) | 11 | P+2.75% | $1.5M | Q2 2023 |
| New York · Restaurants & Food Service · $350K – $500K | 7(a) | 9 | P+2.75% | $442K | Q3 2025 |
| New York · Physician & Dental Offices · $500K – $1M | 7(a) | 9 | P+2.75% | $862K | Q3 2019 |
| New York · Specialty Trade Contractors · $500K – $1M | 7(a) | 8 | P+2.75% | $726K | Q2 2023 |
| New York · Restaurants & Food Service · $2M – $5M | 7(a) | 7 | P+2.75% | $3.5M | Q3 2024 |
| New York · Specialty Trade Contractors · $500K – $1M | 504 | 7 | — | $741K | Q2 2024 |
| New York · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 7 | P+2.75% | $290K | Q3 2023 |
| New York · Retail Trade · $150K – $350K | 7(a) | 6 | P+2.63% | $231K | Q3 2023 |
| New York · Restaurants & Food Service · $1M – $2M | 504 | 6 | — | $1.4M | Q1 2022 |
| New York · Retail Trade · $500K – $1M | 7(a) | 6 | P+2.63% | $833K | Q1 2022 |
| New York · Manufacturing · $2M – $5M | 7(a) | 6 | P+2.75% | $3.2M | Q4 2020 |
| New York · Food & Beverage Stores · $500K – $1M | 7(a) | 6 | P+2.75% | $764K | Q1 2024 |
| New York · Information & Media · $2M – $5M | 7(a) | 5 | P+2.50% | $2.7M | Q3 2021 |
| New York · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $115K | Q1 2021 |
| New York · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.50% | $275K | Q2 2023 |
| New York · Other Professional Services · $150K – $350K | 7(a) | 5 | P+2.75% | $261K | Q1 2024 |
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