FAIR
How competitive are their spreads? Lower = better for you.
FAIR
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
23
2010–2026
Total Volume
$480M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
720 total segments
Most active in North Dakota (2470% of deals) and focuses heavily on restaurants & food service (387% of deals).
With a median 7(a) spread of P + 3.92%, Dakota Business Lending prices well above the national median of P + 2.00% — worth comparing against specialists in your industry.
Restaurants & Food Service makes up 387% of Dakota Business Lending's deals — 27.4x the national average. This is a clear specialist, not a generalist who happens to do some restaurants & food service lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 697 504 loans, which use fixed SBA debenture rates.
States where Dakota Business Lending has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Hotels & Accommodation
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Dakota Business Lending, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Dakota · Restaurants & Food Service · $500K – $1M | 504 | 18 | — | $691K | Q1 2025 |
| North Dakota · Auto Repair & Maintenance · $150K – $350K | 504 | 18 | — | $239K | Q4 2024 |
| North Dakota · Restaurants & Food Service · Under $150K | 504 | 17 | — | $104K | Q1 2025 |
| North Dakota · Restaurants & Food Service · $150K – $350K | 504 | 17 | — | $237K | Q3 2024 |
| North Dakota · Retail Trade · $150K – $350K | 504 | 13 | — | $226K | Q3 2022 |
| North Dakota · Hotels & Accommodation · $1M – $2M | 504 | 12 | — | $1.6M | Q2 2025 |
| North Dakota · Specialty Trade Contractors · $350K – $500K | 504 | 12 | — | $423K | Q2 2022 |
| North Dakota · Manufacturing · $500K – $1M | 504 | 12 | — | $692K | Q2 2023 |
| North Dakota · Manufacturing · $150K – $350K | 504 | 11 | — | $277K | Q3 2024 |
| North Dakota · Manufacturing · $1M – $2M | 504 | 11 | — | $1.5M | Q4 2025 |
| North Dakota · Other Repair & Services · $150K – $350K | 504 | 10 | — | $252K | Q1 2021 |
| North Dakota · Specialty Trade Contractors · $150K – $350K | 504 | 10 | — | $236K | Q1 2022 |
| North Dakota · Manufacturing · $350K – $500K | 504 | 8 | — | $440K | Q2 2025 |
| North Dakota · Other Health Practitioners · $150K – $350K | 504 | 8 | — | $264K | Q1 2025 |
| North Dakota · Physician & Dental Offices · $1M – $2M | 504 | 8 | — | $1.2M | Q3 2025 |
| North Dakota · Auto Repair & Maintenance · Under $150K | 504 | 8 | — | $114K | Q3 2024 |
| North Dakota · Hotels & Accommodation · $2M – $5M | 504 | 7 | — | $3.5M | Q4 2012 |
| North Dakota · Specialty Trade Contractors · Under $150K | 504 | 7 | — | $108K | Q1 2023 |
| Montana · Restaurants & Food Service · $150K – $350K | 504 | 7 | — | $222K | Q4 2024 |
| North Dakota · Wholesale Trade · $500K – $1M | 504 | 7 | — | $676K | Q4 2023 |
| North Dakota · Transportation & Warehousing · $150K – $350K | 504 | 6 | — | $233K | Q1 2024 |
| North Dakota · Administrative & Waste Services · $150K – $350K | 504 | 6 | — | $283K | Q3 2021 |
| North Dakota · Transportation & Warehousing · $350K – $500K | 504 | 6 | — | $382K | Q3 2025 |
| North Dakota · Auto Repair & Maintenance · $500K – $1M | 504 | 6 | — | $625K | Q1 2025 |
| North Dakota · Other Professional Services · $500K – $1M | 504 | 6 | — | $726K | Q1 2023 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Dakota Business Lending.
No reviews yet. Be the first to review Dakota Business Lending.