STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
163
2010–2026
Total Volume
$204M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
163 total segments
CTBC Bank Corp. has a strong focus on existing businesses, with 90% of their deals serving this purpose. If you're an established business looking for funding, this lender could be a good match.
With an average 7(a) spread of P+1.40%, CTBC Bank offers competitive pricing compared to the national median of P+2.75%. This could mean lower overall costs for your loan.
CTBC Bank's growth trend shows a significant decline of 69% year-over-year in deal volume. This could indicate a tightening of lending criteria, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 17 504 loans, which use fixed SBA debenture rates.
States where CTBC Bank Corp. (USA). has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Wholesale Trade
Wholesale Trade
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Retail Trade
Retail Trade
Building Construction
Construction
Food & Beverage Stores
Retail Trade
+ 7 more
All recorded SBA lending activity for CTBC Bank Corp. (USA)., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Wholesale Trade · $2M – $5M | 7(a) | 13 | P+1.00% | $3.4M | Q4 2023 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 11 | P+1.25% | $709K | Q4 2023 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 9 | P+1.00% | $1.4M | Q2 2024 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.13% | $298K | Q4 2017 |
| California · Transportation & Warehousing · $2M – $5M | 7(a) | 4 | P+1.00% | $2.6M | Q3 2021 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+1.50% | $246K | Q2 2018 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+1.00% | $752K | Q4 2024 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+1.25% | $708K | Q3 2022 |
| California · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 3 | P+1.75% | $697K | Q2 2017 |
| California · Wholesale Trade · $2M – $5M | 504 | 3 | — | $2.6M | Q3 2024 |
| California · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.75% | $100K | Q4 2010 |
| California · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.00% | $255K | Q3 2018 |
| California · Miscellaneous Retail · $500K – $1M | 7(a) | 2 | P+1.25% | $740K | Q2 2021 |
| California · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+0.75% | $911K | Q4 2023 |
| California · Transportation & Warehousing · $500K – $1M | 7(a) | 2 | P+1.63% | $800K | Q2 2021 |
| California · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+0.63% | $2.7M | Q3 2022 |
| California · Building Construction · $1M – $2M | 7(a) | 2 | P+-0.13% | $1.5M | Q4 2023 |
| California · Finance & Insurance · $150K – $350K | 7(a) | 2 | P+0.75% | $340K | Q4 2021 |
| California · Food & Beverage Stores · $1M – $2M | 7(a) | 2 | P+1.25% | $1.1M | Q3 2019 |
| California · Education · $500K – $1M | 7(a) | 2 | P+1.75% | $678K | Q2 2021 |
| California · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.50% | $829K | Q4 2018 |
| California · Retail Trade · $1M – $2M | 7(a) | 2 | P+1.00% | $1.1M | Q2 2020 |
| California · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $739K | Q4 2019 |
| California · Manufacturing · Under $150K | 7(a) | 2 | P+1.88% | $128K | Q3 2015 |
| California · Physician & Dental Offices · $350K – $500K | 7(a) | 2 | P+2.75% | $417K | Q1 2010 |
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Real experiences from borrowers who closed SBA loans with CTBC Bank Corp. (USA)..
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