STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
185
2012–2026
Total Volume
$165M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
185 total segments
Countybank primarily serves existing businesses, with 40% of their deals focused on this category. This makes them a strong choice for established companies seeking financing.
With an average 7(a) spread of P+2.07%, Countybank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
Countybank's deal volume has declined by 15% year-over-year, indicating a potential tightening in lending. This trend may affect your chances of approval or the terms you receive.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
States where Countybank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Physician & Dental Offices
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Countybank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| South Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 13 | P+2.25% | $826K | Q3 2025 |
| South Carolina · Manufacturing · $500K – $1M | 7(a) | 10 | P+2.25% | $771K | Q2 2024 |
| South Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.00% | $258K | Q3 2025 |
| South Carolina · Manufacturing · $1M – $2M | 7(a) | 7 | P+1.75% | $1.6M | Q4 2025 |
| South Carolina · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+1.50% | $2.7M | Q1 2022 |
| South Carolina · Physician & Dental Offices · $1M – $2M | 7(a) | 4 | P+1.38% | $1.6M | Q2 2022 |
| South Carolina · Auto Repair & Maintenance · $350K – $500K | 7(a) | 4 | P+1.98% | $439K | Q2 2024 |
| South Carolina · Auto Repair & Maintenance · $2M – $5M | 7(a) | 4 | P+1.75% | $2.8M | Q2 2019 |
| South Carolina · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.50% | $268K | Q1 2024 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+1.85% | $705K | Q2 2023 |
| South Carolina · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+2.63% | $421K | Q3 2025 |
| South Carolina · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.63% | $229K | Q2 2025 |
| South Carolina · Other Health Practitioners · $500K – $1M | 7(a) | 4 | P+2.38% | $815K | Q4 2024 |
| South Carolina · Administrative & Waste Services · $350K – $500K | 7(a) | 3 | P+2.75% | $423K | Q3 2021 |
| South Carolina · Miscellaneous Retail · $150K – $350K | 7(a) | 3 | P+2.75% | $272K | Q2 2025 |
| South Carolina · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+2.00% | $711K | Q3 2022 |
| South Carolina · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 3 | P+2.50% | $615K | Q4 2023 |
| South Carolina · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.00% | $872K | Q1 2021 |
| South Carolina · Auto Repair & Maintenance · $1M – $2M | 7(a) | 3 | P+1.75% | $1.4M | Q3 2022 |
| South Carolina · Wholesale Trade · $350K – $500K | 7(a) | 2 | P+2.50% | $388K | Q4 2023 |
| North Carolina · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+2.00% | $715K | Q3 2025 |
| South Carolina · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.00% | $389K | Q4 2023 |
| South Carolina · Food & Beverage Stores · $350K – $500K | 7(a) | 2 | P+2.13% | $438K | Q4 2023 |
| South Carolina · Other Professional Services · $500K – $1M | 7(a) | 2 | P+2.63% | $797K | Q2 2025 |
| South Carolina · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+0.70% | $802K | Q4 2024 |
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