GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
260
2011–2026
Total Volume
$228M
Gross loan amounts
States Active
29
With recorded loans
Programs
7(a) & 504
260 total segments
ConnectOne Bank has a strong focus on startups, with 55% of their SBA deals going to new businesses. This could be beneficial if you're a first-time borrower looking for support.
With an average 7(a) spread of P+2.34%, ConnectOne Bank offers competitive pricing compared to the national median of P+2.75%. This can save you money on interest over the life of your loan.
Despite a solid presence in the 504 loan market (13% of their deals), ConnectOne Bank primarily focuses on 7(a) loans, which may limit options for real estate-heavy borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 34 504 loans, which use fixed SBA debenture rates.
Top 15 of 29 states where ConnectOne Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Food & Beverage Stores
Retail Trade
Other Repair & Services
Other Services
Other Health Practitioners
Health Care & Social Assistance
Miscellaneous Retail
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for ConnectOne Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.88% | $104K | Q1 2022 |
| North Carolina · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.50% | $460K | Q2 2025 |
| Florida · Other Repair & Services · $350K – $500K | 7(a) | 5 | P+2.50% | $465K | Q4 2024 |
| New York · Restaurants & Food Service · $1M – $2M | 7(a) | 5 | P+2.25% | $1.6M | Q4 2025 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.25% | $776K | Q3 2025 |
| New York · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.13% | $858K | Q2 2023 |
| New Jersey · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.50% | $824K | Q3 2025 |
| New York · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+1.50% | $3.3M | Q2 2025 |
| New York · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.25% | $933K | Q3 2025 |
| New York · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+1.25% | $70K | Q3 2018 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.50% | $677K | Q3 2025 |
| New Jersey · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.25% | $204K | Q2 2025 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $56K | Q1 2018 |
| New Jersey · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+2.38% | $927K | Q3 2025 |
| North Carolina · General Merchandise · $500K – $1M | 7(a) | 2 | P+2.50% | $830K | Q4 2021 |
| New York · Social Assistance · $1M – $2M | 504 | 2 | — | $1.5M | Q3 2024 |
| New Jersey · Utilities · $1M – $2M | 504 | 2 | — | $1.4M | Q4 2015 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.75% | $588K | Q3 2025 |
| New Jersey · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+2.63% | $325K | Q1 2025 |
| New York · Manufacturing · $2M – $5M | 504 | 2 | — | $3.4M | Q4 2025 |
| New York · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+2.38% | $234K | Q1 2018 |
| Florida · Auto Repair & Maintenance · $350K – $500K | 7(a) | 2 | P+2.13% | $413K | Q1 2023 |
| New Jersey · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+1.88% | $3.1M | Q2 2025 |
| New Jersey · Physician & Dental Offices · $500K – $1M | 504 | 2 | — | $714K | Q1 2014 |
| Connecticut · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+2.38% | $3.0M | Q3 2025 |
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