STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
403
2010–2026
Total Volume
$167M
Gross loan amounts
States Active
11
With recorded loans
Programs
7(a) & 504
403 total segments
Community State Bank has a strong focus on existing businesses, with 63% of their deals serving this segment. This makes them a good fit for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.79%, Community State Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
Despite a solid volume of $167M in SBA loans, Community State Bank has seen a -38% decline in their growth trend year-over-year. This may indicate a tightening in their lending practices, which could affect approval rates for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 51 504 loans, which use fixed SBA debenture rates.
States where Community State Bank has recorded SBA lending activity.
+ 6 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Transportation & Warehousing
Transportation & Warehousing
Retail Trade
Retail Trade
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Community State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 36 | P+1.50% | $67K | Q2 2024 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 20 | P+1.75% | $57K | Q2 2023 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 15 | P+2.00% | $69K | Q1 2023 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 13 | P+1.75% | $79K | Q3 2023 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 11 | P+2.00% | $61K | Q2 2023 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 10 | P+1.25% | $79K | Q1 2023 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 9 | P+1.75% | $69K | Q1 2023 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.00% | $54K | Q2 2023 |
| Wisconsin · Finance & Insurance · Under $150K | 7(a) | 7 | P+0.75% | $42K | Q1 2023 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 7 | P+1.00% | $77K | Q4 2022 |
| Wisconsin · Building Construction · Under $150K | 7(a) | 6 | P+1.25% | $70K | Q4 2023 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+0.88% | $230K | Q2 2023 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 5 | P+1.25% | $62K | Q4 2021 |
| Wisconsin · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+2.25% | $51K | Q2 2021 |
| Iowa · Nursing & Residential Care · $500K – $1M | 7(a) | 4 | P+2.08% | $684K | Q2 2013 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+0.25% | $49K | Q4 2023 |
| Illinois · Manufacturing · $1M – $2M | 7(a) | 4 | P+0.88% | $1.6M | Q1 2025 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 4 | P+1.38% | $228K | Q4 2022 |
| Wisconsin · Auto Dealers & Parts · Under $150K | 7(a) | 4 | P+1.25% | $125K | Q2 2021 |
| Wisconsin · Management & IT Consulting · Under $150K | 7(a) | 4 | P+1.38% | $78K | Q3 2021 |
| Wisconsin · Other Professional Services · Under $150K | 7(a) | 3 | P+1.75% | $61K | Q1 2022 |
| Wisconsin · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+1.75% | $231K | Q4 2021 |
| Wisconsin · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+1.75% | $291K | Q3 2021 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+0.50% | $222K | Q3 2023 |
| Wisconsin · Engineering & Architecture · Under $150K | 7(a) | 3 | P+1.00% | $46K | Q2 2021 |
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