STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
155
2010–2026
Total Volume
$55M
Gross loan amounts
States Active
10
With recorded loans
Programs
7(a) & 504
155 total segments
Community National Bank & Trust has a balanced approach to lending, with 40% of their deals focused on existing businesses. This indicates they are well-suited for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.25%, Community National Bank & Trust offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's 12% share of 504 loans suggests they are a viable option for real estate financing, though they primarily focus on 7(a) loans. If your project involves real estate, it's worth considering their 504 offerings.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 18 504 loans, which use fixed SBA debenture rates.
States where Community National Bank & Trust has recorded SBA lending activity.
+ 5 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Miscellaneous Retail
Retail Trade
Other Health Practitioners
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
Agriculture & Forestry
Agriculture & Forestry
+ 7 more
All recorded SBA lending activity for Community National Bank & Trust, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+1.95% | $61K | Q1 2024 |
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+1.00% | $102K | Q4 2025 |
| Kansas · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+0.50% | $83K | Q2 2024 |
| Kansas · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+0.47% | $649K | Q3 2024 |
| Kansas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.50% | $224K | Q2 2023 |
| Kansas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+1.25% | $264K | Q3 2022 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+1.88% | $78K | Q3 2024 |
| Missouri · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+0.75% | $607K | Q3 2021 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.00% | $283K | Q2 2019 |
| Kansas · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+1.50% | $102K | Q4 2025 |
| Kansas · Manufacturing · Under $150K | 7(a) | 3 | P+1.00% | $83K | Q2 2023 |
| Kansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+-0.63% | $30K | Q1 2023 |
| Kansas · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.50% | $273K | Q2 2022 |
| Kansas · Other Health Practitioners · Under $150K | 7(a) | 2 | P+1.25% | $45K | Q2 2022 |
| Kansas · Miscellaneous Retail · $1M – $2M | 7(a) | 2 | P+0.75% | $1.6M | Q1 2025 |
| Kansas · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+1.85% | $95K | Q2 2017 |
| Kansas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+1.00% | $23K | Q1 2023 |
| Missouri · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+0.25% | $118K | Q3 2023 |
| Missouri · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.50% | $402K | Q1 2025 |
| Kansas · Laundry & Dry Cleaning · Under $150K | 7(a) | 2 | P+2.00% | $56K | Q3 2015 |
| Kansas · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+2.38% | $83K | Q1 2022 |
| Kansas · Agriculture & Forestry · Under $150K | 7(a) | 2 | P+1.52% | $70K | Q4 2024 |
| Kansas · Retail Trade · Under $150K | 7(a) | 2 | P+1.63% | $33K | Q1 2018 |
| Kansas · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+1.25% | $58K | Q3 2018 |
| Kansas · Management & IT Consulting · Under $150K | 7(a) | 2 | P+1.13% | $125K | Q3 2024 |
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