STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
124
2010–2026
Total Volume
$18M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
124 total segments
Community First National Bank primarily serves existing and startup businesses, with 47% of their deals for existing businesses and 43% for startups. This indicates a strong focus on supporting new and established ventures, making them a suitable choice for first-time borrowers.
With an average 7(a) spread of P+1.94%, Community First National Bank offers competitive pricing compared to the national median of ~P+2.75%. This lower spread can save borrowers money over the life of their loans.
The lender has a minimal 504 presence, with only 2% of their deals being 504 loans. If you're looking for a 504 loan, you might want to consider other lenders that specialize more in that area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 2 504 loans, which use fixed SBA debenture rates.
States where Community First National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Auto Dealers & Parts
Retail Trade
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for Community First National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Administrative & Waste Services · Under $150K | 7(a) | 21 | P+3.00% | $33K | Q1 2020 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 15 | P+2.50% | $45K | Q2 2021 |
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.75% | $39K | Q4 2020 |
| Kansas · Wholesale Trade · Under $150K | 7(a) | 8 | P+2.75% | $34K | Q2 2022 |
| Kansas · Manufacturing · Under $150K | 7(a) | 8 | P+2.38% | $25K | Q4 2022 |
| Kansas · Other Health Practitioners · Under $150K | 7(a) | 7 | P+1.75% | $44K | Q3 2022 |
| Kansas · Auto Dealers & Parts · Under $150K | 7(a) | 6 | P+3.38% | $38K | Q2 2012 |
| Kansas · General Merchandise · Under $150K | 7(a) | 5 | P+2.25% | $29K | Q3 2021 |
| Kansas · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+3.00% | $32K | Q2 2014 |
| Kansas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.00% | $38K | Q3 2018 |
| Kansas · Sporting Goods & Hobby · Under $150K | 7(a) | 3 | P+2.25% | $58K | Q1 2019 |
| Kansas · Hotels & Accommodation · $1M – $2M | 504 | 2 | — | $1.9M | Q4 2013 |
| Kansas · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+1.50% | $93K | Q2 2018 |
| Kansas · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.50% | $83K | Q1 2022 |
| Kansas · Legal Services · Under $150K | 7(a) | 2 | P+1.75% | $85K | Q2 2025 |
| Kansas · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+1.38% | $208K | Q4 2020 |
| Kansas · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.38% | $228K | Q2 2019 |
| Kansas · Information & Media · Under $150K | 7(a) | 2 | P+1.25% | $61K | Q4 2018 |
| Kansas · Education · $150K – $350K | 7(a) | 2 | P+0.88% | $225K | Q4 2025 |
| Kansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.50% | $43K | Q1 2023 |
| Kansas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.13% | $696K | Q2 2025 |
| Kansas · Miscellaneous Retail · Under $150K | 7(a) | 1 | P+0.50% | $54K | Q4 2022 |
| Kansas · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+1.25% | $400K | Q3 2013 |
| Kansas · Food & Beverage Stores · $150K – $350K | 7(a) | 1 | P+2.00% | $187K | Q4 2024 |
| Kansas · Heavy & Civil Engineering · $150K – $350K | 7(a) | 1 | P+2.25% | $232K | Q1 2016 |
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