STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
206
2010–2026
Total Volume
$71M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
206 total segments
Citizens State Bank of New Castle has a strong focus on existing businesses, with 51% of their deals serving this purpose. This is beneficial for borrowers looking to expand or refinance established operations.
With an average 7(a) spread of P+1.99%, Citizens State Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings over the life of your loan.
The bank's growth trend shows a decline of 24% year-over-year in deal volume. This may indicate a tightening of lending criteria, making it potentially more challenging for new borrowers to secure loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 25 504 loans, which use fixed SBA debenture rates.
States where Citizens State Bank of New Castle has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Building Construction
Construction
Other Professional Services
Professional Services
Management & IT Consulting
Professional Services
Other Health Practitioners
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Citizens State Bank of New Castle, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Indiana · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+2.75% | $103K | Q4 2025 |
| Indiana · Building Construction · Under $150K | 7(a) | 7 | P+2.75% | $108K | Q1 2025 |
| Indiana · Manufacturing · Under $150K | 7(a) | 7 | P+2.00% | $91K | Q4 2025 |
| Indiana · Management & IT Consulting · Under $150K | 7(a) | 6 | P+2.25% | $94K | Q2 2025 |
| Indiana · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.50% | $75K | Q1 2024 |
| Indiana · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+2.38% | $50K | Q3 2025 |
| Indiana · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 6 | P+2.50% | $250K | Q1 2024 |
| Indiana · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.38% | $225K | Q4 2024 |
| Indiana · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.75% | $92K | Q3 2024 |
| Indiana · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.00% | $319K | Q4 2025 |
| Indiana · Education · Under $150K | 7(a) | 4 | P+2.38% | $38K | Q3 2024 |
| Indiana · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+2.00% | $230K | Q2 2024 |
| Indiana · Other Professional Services · $500K – $1M | 7(a) | 3 | P+1.50% | $688K | Q3 2023 |
| Indiana · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.25% | $236K | Q3 2022 |
| Indiana · Social Assistance · Under $150K | 7(a) | 3 | P+1.50% | $133K | Q1 2025 |
| Indiana · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.00% | $73K | Q2 2023 |
| Indiana · Social Assistance · $150K – $350K | 7(a) | 3 | P+1.75% | $280K | Q1 2024 |
| Indiana · Engineering & Architecture · $150K – $350K | 7(a) | 3 | P+2.00% | $267K | Q3 2024 |
| Indiana · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+1.00% | $50K | Q2 2024 |
| Indiana · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+2.25% | $260K | Q2 2022 |
| Indiana · Other Repair & Services · Under $150K | 7(a) | 3 | P+2.25% | $95K | Q3 2021 |
| Indiana · Other Professional Services · Under $150K | 7(a) | 3 | P+2.00% | $105K | Q2 2024 |
| Indiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.50% | $73K | Q4 2025 |
| Indiana · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.50% | $686K | Q4 2025 |
| Indiana · Finance & Insurance · Under $150K | 7(a) | 3 | P+2.00% | $115K | Q2 2022 |
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