GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
207
2010–2026
Total Volume
$251M
Gross loan amounts
States Active
5
With recorded loans
Programs
504
202 total segments
Chesapeake Business Finance Co focuses exclusively on 504 loans, which is a significant distinction since most lenders offer a mix of loan types. This makes them a strong choice for businesses looking to finance real estate or large equipment purchases, as they have a 100% share in 504 deals compared to the national average of about 18%. This specialization can benefit borrowers needing specific financing solutions.
The average deal size at Chesapeake is $1,244,762, with a majority of their deals falling between $500K and $2M. If your financing needs are within this range, they could be a suitable lender. However, if you're looking for smaller loans, their focus on larger deals might not align with your needs.
Chesapeake has experienced a 20% decline in deal volume year-over-year, which could indicate a tightening of their lending criteria or a shift in market focus. If you're considering applying for a loan, it's important to be aware that this trend may affect their willingness to approve new applications.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 202 504 loans, which use fixed SBA debenture rates.
States where Chesapeake Business Finance Co has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Specialty Trade Contractors
Construction
Real Estate
Real Estate
Social Assistance
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Management & IT Consulting
Professional Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Chesapeake Business Finance Co, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maryland · Restaurants & Food Service · $150K – $350K | 504 | 9 | — | $297K | Q1 2015 |
| Maryland · Restaurants & Food Service · $500K – $1M | 504 | 9 | — | $659K | Q1 2021 |
| Maryland · Hotels & Accommodation · $2M – $5M | 504 | 8 | — | $2.5M | Q2 2024 |
| Maryland · Auto Repair & Maintenance · $500K – $1M | 504 | 5 | — | $768K | Q2 2022 |
| Maryland · Hotels & Accommodation · $1M – $2M | 504 | 5 | — | $1.6M | Q4 2015 |
| Maryland · Restaurants & Food Service · $1M – $2M | 504 | 5 | — | $1.4M | Q1 2024 |
| District of Columbia · Restaurants & Food Service · $1M – $2M | 504 | 4 | — | $1.3M | Q3 2025 |
| Maryland · Arts, Entertainment & Recreation · $1M – $2M | 504 | 4 | — | $1.3M | Q2 2017 |
| Maryland · Restaurants & Food Service · $350K – $500K | 504 | 4 | — | $424K | Q1 2018 |
| Maryland · Restaurants & Food Service · $2M – $5M | 504 | 4 | — | $2.3M | Q3 2021 |
| Virginia · Real Estate · $350K – $500K | 504 | 4 | — | $415K | Q1 2015 |
| Maryland · Social Assistance · $500K – $1M | 504 | 4 | — | $797K | Q1 2018 |
| Maryland · Other Health Practitioners · $150K – $350K | 504 | 3 | — | $217K | Q1 2011 |
| Maryland · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $806K | Q4 2015 |
| Maryland · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $303K | Q3 2016 |
| Maryland · Arts, Entertainment & Recreation · $500K – $1M | 504 | 3 | — | $788K | Q3 2022 |
| Maryland · Manufacturing · $2M – $5M | 504 | 3 | — | $3.1M | Q1 2023 |
| Virginia · Hotels & Accommodation · $2M – $5M | 504 | 3 | — | $2.6M | Q3 2019 |
| Maryland · Management & IT Consulting · $500K – $1M | 504 | 3 | — | $677K | Q4 2020 |
| Maryland · Auto Dealers & Parts · $500K – $1M | 504 | 2 | — | $747K | Q4 2020 |
| District of Columbia · Restaurants & Food Service · $2M – $5M | 504 | 2 | — | $2.7M | Q2 2024 |
| District of Columbia · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $773K | Q2 2024 |
| Maryland · Specialty Trade Contractors · $350K – $500K | 504 | 2 | — | $465K | Q2 2015 |
| Maryland · Auto Dealers & Parts · $1M – $2M | 504 | 2 | — | $1.5M | Q3 2016 |
| Maryland · Gas Stations · $500K – $1M | 504 | 2 | — | $827K | Q1 2012 |
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Real experiences from borrowers who closed SBA loans with Chesapeake Business Finance Co.
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