STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
194
2010–2026
Total Volume
$54M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
194 total segments
Century Bank has a strong focus on existing businesses, with 67% of their deals serving this purpose. This makes them a good fit for established companies looking for financing.
With a 24% share of 504 loans, Century Bank is more active in this program compared to the national average of 18%. This indicates they are a solid option for borrowers needing real estate financing.
Century Bank's average deal size of $280,448 and a significant number of deals under $150K suggest they are best suited for smaller businesses or those seeking modest financing amounts.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
States where Century Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Engineering & Architecture
Professional Services
Wholesale Trade
Wholesale Trade
Social Assistance
Health Care & Social Assistance
Building Construction
Construction
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Century Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Mexico · Specialty Trade Contractors · Under $150K | 7(a) | 14 | P+2.75% | $46K | Q1 2024 |
| New Mexico · Manufacturing · Under $150K | 7(a) | 11 | P+2.75% | $66K | Q4 2024 |
| New Mexico · Engineering & Architecture · Under $150K | 7(a) | 8 | P+2.88% | $69K | Q1 2025 |
| New Mexico · Manufacturing · $150K – $350K | 7(a) | 8 | P+1.63% | $306K | Q4 2016 |
| New Mexico · Building Construction · Under $150K | 7(a) | 6 | P+1.68% | $58K | Q3 2022 |
| New Mexico · Real Estate · Under $150K | 7(a) | 5 | P+2.75% | $60K | Q2 2022 |
| New Mexico · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+3.25% | $70K | Q4 2025 |
| New Mexico · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+3.00% | $75K | Q2 2013 |
| New Mexico · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+3.00% | $99K | Q1 2023 |
| New Mexico · Sporting Goods & Hobby · Under $150K | 7(a) | 3 | P+2.00% | $33K | Q2 2018 |
| New Mexico · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.50% | $29K | Q2 2013 |
| New Mexico · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.00% | $238K | Q4 2025 |
| New Mexico · General Merchandise · Under $150K | 7(a) | 3 | P+3.20% | $58K | Q4 2018 |
| New Mexico · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.30% | $52K | Q4 2024 |
| New Mexico · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+4.00% | $75K | Q4 2013 |
| New Mexico · Social Assistance · Under $150K | 7(a) | 3 | P+1.00% | $82K | Q3 2018 |
| New Mexico · Other Professional Services · Under $150K | 7(a) | 3 | P+3.75% | $37K | Q4 2016 |
| New Mexico · Information & Media · Under $150K | 7(a) | 2 | P+3.63% | $70K | Q2 2014 |
| New Mexico · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+2.25% | $125K | Q2 2010 |
| New Mexico · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+2.00% | $253K | Q4 2025 |
| New Mexico · General Merchandise · $150K – $350K | 7(a) | 2 | P+2.00% | $225K | Q4 2018 |
| New Mexico · Accounting & Tax · Under $150K | 7(a) | 2 | P+2.50% | $50K | Q3 2017 |
| New Mexico · Engineering & Architecture · $150K – $350K | 7(a) | 2 | P+2.88% | $250K | Q4 2010 |
| New Mexico · Management & IT Consulting · Under $150K | 7(a) | 2 | P+3.58% | $83K | Q2 2014 |
| New Mexico · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.13% | $765K | Q3 2025 |
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