STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
127
2010–2026
Total Volume
$38M
Gross loan amounts
States Active
8
With recorded loans
Programs
7(a) & 504
127 total segments
Central National Bank has a strong focus on existing businesses, with 62% of their deals serving this category. This could be beneficial if you're looking to acquire or expand an established business.
With an average 7(a) spread of P+2.10%, Central National Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a significant decline of 38% year-over-year, which may indicate a tightening of lending criteria. This could make it more challenging to secure a loan compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 19 504 loans, which use fixed SBA debenture rates.
States where Central National Bank has recorded SBA lending activity.
+ 3 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Gas Stations
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Central National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Manufacturing · Under $150K | 7(a) | 12 | P+2.24% | $55K | Q1 2021 |
| Kansas · Manufacturing · $150K – $350K | 7(a) | 9 | P+1.70% | $244K | Q1 2019 |
| Kansas · Retail Trade · Under $150K | 7(a) | 8 | P+2.60% | $98K | Q3 2020 |
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.75% | $86K | Q3 2022 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.70% | $46K | Q2 2019 |
| Kansas · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+3.50% | $57K | Q3 2018 |
| Kansas · Other Professional Services · Under $150K | 7(a) | 3 | P+2.00% | $126K | Q1 2017 |
| Kansas · Gas Stations · Under $150K | 7(a) | 3 | P+2.45% | $79K | Q3 2017 |
| Kansas · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+3.25% | $293K | Q2 2017 |
| Kansas · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.50% | $243K | Q1 2018 |
| Kansas · Manufacturing · $500K – $1M | 7(a) | 2 | P+0.02% | $813K | Q2 2023 |
| Missouri · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $544K | Q3 2023 |
| Kansas · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+3.25% | $34K | Q1 2014 |
| Kansas · General Merchandise · Under $150K | 7(a) | 2 | P+1.32% | $78K | Q2 2014 |
| Kansas · Finance & Insurance · Under $150K | 7(a) | 2 | P+2.25% | $80K | Q4 2017 |
| Kansas · Building Construction · Under $150K | 7(a) | 2 | P+1.73% | $113K | Q3 2015 |
| Kansas · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+1.50% | $185K | Q2 2017 |
| Kansas · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.23% | $500K | Q3 2021 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+1.87% | $275K | Q2 2018 |
| Kansas · Wholesale Trade · Under $150K | 7(a) | 2 | P+3.73% | $58K | Q1 2020 |
| Kansas · Retail Trade · $350K – $500K | 7(a) | 1 | P+2.25% | $500K | Q3 2013 |
| Kansas · Information & Media · Under $150K | 7(a) | 1 | P+1.50% | $80K | Q4 2017 |
| Kansas · Finance & Insurance · $150K – $350K | 7(a) | 1 | P+2.25% | $250K | Q2 2014 |
| Kansas · Real Estate · Under $150K | 7(a) | 1 | P+0.95% | $75K | Q3 2018 |
| Kansas · Administrative & Waste Services · Under $150K | 7(a) | 1 | P+2.75% | $52K | Q3 2010 |
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