STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
808
2010–2026
Total Volume
$254M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
808 total segments
Centier Bank has a strong focus on existing businesses, with 52% of their deals serving this purpose. This is beneficial if you're looking to expand or refinance an established business.
With an average 7(a) spread of P+1.67%, Centier Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Centier Bank's 22% share of 504 loans indicates a solid capability in real estate financing. If your project involves purchasing property, they could be a strong fit.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 177 504 loans, which use fixed SBA debenture rates.
States where Centier Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Centier Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Indiana · Restaurants & Food Service · Under $150K | 7(a) | 56 | P+2.25% | $70K | Q3 2024 |
| Indiana · Restaurants & Food Service · $150K – $350K | 7(a) | 35 | P+1.75% | $249K | Q4 2024 |
| Indiana · Manufacturing · Under $150K | 7(a) | 32 | P+2.25% | $67K | Q3 2025 |
| Indiana · Administrative & Waste Services · Under $150K | 7(a) | 28 | P+2.25% | $70K | Q4 2025 |
| Indiana · Transportation & Warehousing · Under $150K | 7(a) | 27 | P+2.25% | $78K | Q4 2025 |
| Indiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 26 | P+2.25% | $83K | Q2 2023 |
| Indiana · Other Health Practitioners · Under $150K | 7(a) | 25 | P+2.25% | $76K | Q3 2024 |
| Indiana · Specialty Trade Contractors · Under $150K | 7(a) | 25 | P+2.75% | $66K | Q4 2025 |
| Indiana · Retail Trade · Under $150K | 7(a) | 17 | P+2.00% | $61K | Q2 2022 |
| Indiana · Manufacturing · $150K – $350K | 7(a) | 16 | P+1.88% | $253K | Q3 2024 |
| Indiana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 14 | P+2.25% | $69K | Q1 2025 |
| Indiana · Engineering & Architecture · Under $150K | 7(a) | 14 | P+2.00% | $60K | Q1 2024 |
| Indiana · Auto Repair & Maintenance · Under $150K | 7(a) | 12 | P+2.25% | $79K | Q3 2025 |
| Indiana · Wholesale Trade · Under $150K | 7(a) | 11 | P+2.25% | $62K | Q4 2024 |
| Indiana · Physician & Dental Offices · Under $150K | 7(a) | 10 | P+2.38% | $96K | Q2 2022 |
| Indiana · Restaurants & Food Service · $500K – $1M | 504 | 10 | — | $647K | Q2 2022 |
| Indiana · Administrative & Waste Services · $150K – $350K | 7(a) | 10 | P+2.13% | $271K | Q2 2025 |
| Indiana · Restaurants & Food Service · $150K – $350K | 504 | 9 | — | $238K | Q4 2021 |
| Indiana · Auto Repair & Maintenance · $150K – $350K | 7(a) | 9 | P+2.25% | $187K | Q3 2023 |
| Indiana · Restaurants & Food Service · $350K – $500K | 504 | 8 | — | $409K | Q3 2022 |
| Indiana · Management & IT Consulting · Under $150K | 7(a) | 7 | P+2.00% | $78K | Q3 2025 |
| Indiana · Education · Under $150K | 7(a) | 7 | P+2.75% | $41K | Q4 2021 |
| Indiana · Finance & Insurance · Under $150K | 7(a) | 7 | P+2.75% | $53K | Q3 2025 |
| Indiana · Accounting & Tax · Under $150K | 7(a) | 7 | P+2.50% | $67K | Q3 2025 |
| Indiana · Real Estate · Under $150K | 7(a) | 7 | P+2.00% | $66K | Q4 2024 |
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