GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
219
2010–2026
Total Volume
$200M
Gross loan amounts
States Active
2
With recorded loans
Programs
504
218 total segments
Carolina Business Capital, Inc. specializes in 504 loans, with 100% of their 218 deals being 504s. This focus can be advantageous for borrowers seeking funding for real estate or equipment, as they are highly experienced in these areas.
The average deal size at Carolina Business Capital is $919,468, with a significant portion (67 deals) falling between $500K and $1M. If your financing needs are in this range, this lender could be a strong fit.
With a year-over-year growth trend of 14%, Carolina Business Capital is expanding its lending activity. This growth suggests they are actively seeking new borrowers and could be more flexible in their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 218 504 loans, which use fixed SBA debenture rates.
States where Carolina Business Capital, Inc has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Gas Stations
Retail Trade
Social Assistance
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Carolina Business Capital, Inc, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Carolina · Restaurants & Food Service · $500K – $1M | 504 | 22 | — | $658K | Q2 2025 |
| North Carolina · Hotels & Accommodation · $2M – $5M | 504 | 13 | — | $3.6M | Q3 2025 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 504 | 11 | — | $275K | Q3 2021 |
| North Carolina · Manufacturing · $150K – $350K | 504 | 11 | — | $215K | Q3 2018 |
| North Carolina · Restaurants & Food Service · $1M – $2M | 504 | 11 | — | $1.3M | Q4 2024 |
| North Carolina · Gas Stations · $1M – $2M | 504 | 5 | — | $1.3M | Q3 2020 |
| North Carolina · Manufacturing · $500K – $1M | 504 | 4 | — | $730K | Q2 2022 |
| North Carolina · Manufacturing · $1M – $2M | 504 | 4 | — | $1.4M | Q1 2022 |
| North Carolina · Auto Repair & Maintenance · $500K – $1M | 504 | 4 | — | $743K | Q4 2013 |
| North Carolina · Restaurants & Food Service · $350K – $500K | 504 | 4 | — | $421K | Q2 2023 |
| North Carolina · Retail Trade · $500K – $1M | 504 | 4 | — | $748K | Q3 2025 |
| North Carolina · Hotels & Accommodation · $500K – $1M | 504 | 4 | — | $653K | Q3 2024 |
| North Carolina · Hotels & Accommodation · $1M – $2M | 504 | 4 | — | $1.5M | Q3 2025 |
| North Carolina · Finance & Insurance · $150K – $350K | 504 | 3 | — | $183K | Q3 2023 |
| North Carolina · Other Professional Services · $500K – $1M | 504 | 3 | — | $813K | Q4 2023 |
| North Carolina · Social Assistance · $350K – $500K | 504 | 3 | — | $420K | Q4 2015 |
| North Carolina · Physician & Dental Offices · $150K – $350K | 504 | 3 | — | $244K | Q2 2016 |
| North Carolina · Social Assistance · $1M – $2M | 504 | 3 | — | $1.7M | Q2 2025 |
| North Carolina · Other Health Practitioners · $150K – $350K | 504 | 3 | — | $274K | Q1 2022 |
| North Carolina · Manufacturing · $350K – $500K | 504 | 3 | — | $423K | Q1 2017 |
| North Carolina · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $282K | Q4 2024 |
| North Carolina · Arts, Entertainment & Recreation · $500K – $1M | 504 | 3 | — | $779K | Q2 2015 |
| North Carolina · Other Repair & Services · $500K – $1M | 504 | 3 | — | $728K | Q4 2025 |
| North Carolina · Personal Care (Salons, Spas) · $150K – $350K | 504 | 3 | — | $262K | Q3 2022 |
| North Carolina · Gas Stations · $500K – $1M | 504 | 2 | — | $685K | Q3 2020 |
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Real experiences from borrowers who closed SBA loans with Carolina Business Capital, Inc.
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