GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
893
2010–2026
Total Volume
$553M
Gross loan amounts
States Active
7
With recorded loans
Programs
504
893 total segments
Capital Matrix, Inc. is a 504-only lender, which means they focus exclusively on real estate and equipment financing. This specialization can benefit borrowers looking for larger loans, as they have a strong track record with 893 deals totaling $553 million. This is significantly higher than the national average of 18% for 504 deals, indicating a deep expertise in this area.
The average deal size at Capital Matrix is $619,676, with a significant portion (299 deals) falling between $150K and $350K. If you are seeking a loan within this range, this lender could be a good fit, especially since they have a strong focus on existing businesses, which make up 84% of their deals.
Capital Matrix has shown a robust growth trend, increasing their deal volume by 24% year-over-year. This indicates that they are not only active but also expanding their lending capabilities, which could mean more favorable terms and a willingness to work with new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 893 504 loans, which use fixed SBA debenture rates.
States where Capital Matrix, Inc. has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Other Health Practitioners
Health Care & Social Assistance
Physician & Dental Offices
Health Care & Social Assistance
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Real Estate
Real Estate
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Capital Matrix, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Idaho · Other Health Practitioners · $150K – $350K | 504 | 32 | — | $235K | Q2 2025 |
| Idaho · Physician & Dental Offices · $150K – $350K | 504 | 24 | — | $263K | Q2 2021 |
| Idaho · Physician & Dental Offices · $350K – $500K | 504 | 20 | — | $421K | Q4 2025 |
| Idaho · Other Health Practitioners · Under $150K | 504 | 18 | — | $111K | Q4 2023 |
| Idaho · Restaurants & Food Service · $150K – $350K | 504 | 17 | — | $233K | Q2 2025 |
| Idaho · Real Estate · $150K – $350K | 504 | 17 | — | $235K | Q3 2025 |
| Idaho · Physician & Dental Offices · $500K – $1M | 504 | 17 | — | $705K | Q3 2025 |
| Idaho · Manufacturing · $150K – $350K | 504 | 16 | — | $240K | Q4 2024 |
| Idaho · Manufacturing · $500K – $1M | 504 | 15 | — | $671K | Q3 2023 |
| Idaho · Specialty Trade Contractors · $500K – $1M | 504 | 13 | — | $728K | Q2 2025 |
| Idaho · Specialty Trade Contractors · $150K – $350K | 504 | 12 | — | $237K | Q3 2024 |
| Idaho · Specialty Trade Contractors · Under $150K | 504 | 11 | — | $95K | Q3 2021 |
| Idaho · Other Health Practitioners · $500K – $1M | 504 | 11 | — | $625K | Q1 2025 |
| Idaho · Management & IT Consulting · $150K – $350K | 504 | 10 | — | $258K | Q3 2021 |
| Idaho · Other Professional Services · $150K – $350K | 504 | 10 | — | $220K | Q3 2023 |
| Idaho · Other Health Practitioners · $350K – $500K | 504 | 10 | — | $441K | Q4 2025 |
| Idaho · Legal Services · $150K – $350K | 504 | 10 | — | $223K | Q4 2021 |
| Idaho · Real Estate · $500K – $1M | 504 | 9 | — | $780K | Q3 2025 |
| Idaho · Hotels & Accommodation · $2M – $5M | 504 | 9 | — | $2.9M | Q3 2023 |
| Idaho · Manufacturing · $1M – $2M | 504 | 9 | — | $1.4M | Q1 2025 |
| Idaho · Restaurants & Food Service · $500K – $1M | 504 | 9 | — | $714K | Q3 2024 |
| Idaho · Auto Repair & Maintenance · $150K – $350K | 504 | 9 | — | $230K | Q3 2025 |
| Idaho · Other Repair & Services · Under $150K | 504 | 8 | — | $98K | Q2 2022 |
| Idaho · Wholesale Trade · $150K – $350K | 504 | 8 | — | $235K | Q2 2023 |
| Idaho · Miscellaneous Retail · $150K – $350K | 504 | 8 | — | $217K | Q2 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Capital Matrix, Inc..
No reviews yet. Be the first to review Capital Matrix, Inc..