STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
865
2010–2026
Total Volume
$485M
Gross loan amounts
States Active
30
With recorded loans
Programs
7(a) & 504
865 total segments
Cache Valley Bank has a strong focus on 504 loans, making up 37% of their total SBA deals. This is significantly higher than the national average of about 18%, indicating they are well-suited for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.06%, Cache Valley Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The bank's deal volume has grown by 5% year-over-year, suggesting they are actively expanding their lending capabilities. This trend may indicate a willingness to consider new borrowers, making it a good time to apply.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 323 504 loans, which use fixed SBA debenture rates.
Top 15 of 30 states where Cache Valley Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Real Estate
Real Estate
Administrative & Waste Services
Administrative & Waste Services
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Cache Valley Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Utah · Specialty Trade Contractors · Under $150K | 7(a) | 27 | P+2.00% | $72K | Q3 2025 |
| Utah · Administrative & Waste Services · Under $150K | 7(a) | 23 | P+2.00% | $70K | Q4 2025 |
| Utah · Other Health Practitioners · Under $150K | 7(a) | 19 | P+2.00% | $70K | Q2 2023 |
| Utah · Manufacturing · $150K – $350K | 7(a) | 17 | P+2.00% | $268K | Q1 2024 |
| Utah · Manufacturing · Under $150K | 7(a) | 17 | P+2.00% | $88K | Q4 2024 |
| Utah · Specialty Trade Contractors · $500K – $1M | 504 | 15 | — | $653K | Q2 2025 |
| Utah · Physician & Dental Offices · Under $150K | 7(a) | 14 | P+2.00% | $91K | Q3 2021 |
| Utah · Real Estate · Under $150K | 7(a) | 14 | P+2.00% | $71K | Q2 2024 |
| Utah · Building Construction · Under $150K | 7(a) | 14 | P+1.88% | $69K | Q3 2025 |
| Utah · Arts, Entertainment & Recreation · Under $150K | 7(a) | 12 | P+2.13% | $71K | Q2 2023 |
| Utah · Specialty Trade Contractors · $150K – $350K | 7(a) | 11 | P+2.00% | $248K | Q2 2025 |
| Utah · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.75% | $79K | Q1 2024 |
| Utah · Specialty Trade Contractors · $350K – $500K | 504 | 8 | — | $437K | Q3 2025 |
| Utah · Other Health Practitioners · $150K – $350K | 7(a) | 8 | P+1.88% | $227K | Q1 2025 |
| Utah · Specialty Trade Contractors · $150K – $350K | 504 | 8 | — | $261K | Q4 2025 |
| Utah · Manufacturing · $500K – $1M | 7(a) | 8 | P+2.00% | $734K | Q4 2022 |
| Utah · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+1.88% | $92K | Q1 2025 |
| Utah · Accounting & Tax · Under $150K | 7(a) | 7 | P+2.00% | $69K | Q1 2025 |
| Utah · Physician & Dental Offices · $150K – $350K | 504 | 7 | — | $213K | Q1 2025 |
| Utah · Real Estate · $500K – $1M | 504 | 7 | — | $754K | Q1 2022 |
| Utah · Manufacturing · $1M – $2M | 504 | 7 | — | $1.3M | Q3 2025 |
| Utah · Real Estate · $150K – $350K | 504 | 7 | — | $264K | Q1 2025 |
| Utah · Retail Trade · Under $150K | 7(a) | 7 | P+2.00% | $107K | Q2 2021 |
| Utah · Administrative & Waste Services · $150K – $350K | 7(a) | 7 | P+2.00% | $231K | Q3 2024 |
| Utah · Auto Repair & Maintenance · $150K – $350K | 504 | 6 | — | $273K | Q2 2022 |
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