GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
106
2010–2025
Total Volume
$119M
Gross loan amounts
States Active
1
With recorded loans
Programs
504
103 total segments
Business Initiative Corporation focuses exclusively on 504 loans, which can be beneficial for borrowers looking for real estate financing, unlike many lenders that offer a mix of loan types.
With an average deal size of approximately $1.15 million, this lender is well-suited for borrowers seeking significant funding, particularly in industries like restaurants and manufacturing.
The lender's year-over-year decline of 13% suggests a potential tightening in their lending practices, which could make it more challenging for new borrowers to secure funding.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 103 504 loans, which use fixed SBA debenture rates.
States where Business Initiative Corporatio has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Food & Beverage Stores
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Business Initiative Corporatio, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · $500K – $1M | 504 | 5 | — | $688K | Q4 2023 |
| New York · Wholesale Trade · $1M – $2M | 504 | 5 | — | $1.3M | Q2 2025 |
| New York · Hotels & Accommodation · $2M – $5M | 504 | 5 | — | $3.5M | Q2 2025 |
| New York · Manufacturing · $1M – $2M | 504 | 5 | — | $1.4M | Q2 2023 |
| New York · Hotels & Accommodation · $1M – $2M | 504 | 5 | — | $1.6M | Q1 2023 |
| New York · Food & Beverage Stores · $150K – $350K | 504 | 4 | — | $259K | Q1 2014 |
| New York · Restaurants & Food Service · $1M – $2M | 504 | 4 | — | $1.3M | Q1 2025 |
| New York · Specialty Trade Contractors · $350K – $500K | 504 | 4 | — | $396K | Q4 2024 |
| New York · Real Estate · $350K – $500K | 504 | 3 | — | $435K | Q1 2017 |
| New York · Manufacturing · $500K – $1M | 504 | 3 | — | $629K | Q3 2019 |
| New York · Restaurants & Food Service · $2M – $5M | 504 | 3 | — | $3.4M | Q3 2022 |
| New York · Wholesale Trade · $500K – $1M | 504 | 3 | — | $736K | Q4 2014 |
| New York · Restaurants & Food Service · $350K – $500K | 504 | 2 | — | $442K | Q4 2023 |
| New York · Retail Trade · $150K – $350K | 504 | 2 | — | $259K | Q1 2020 |
| New York · Specialty Trade Contractors · $1M – $2M | 504 | 2 | — | $1.4M | Q1 2024 |
| New York · Retail Trade · $350K – $500K | 504 | 2 | — | $447K | Q3 2021 |
| New York · Other Health Practitioners · $1M – $2M | 504 | 2 | — | $1.3M | Q2 2025 |
| New York · Physician & Dental Offices · $1M – $2M | 504 | 2 | — | $1.6M | Q3 2019 |
| New York · Social Assistance · $500K – $1M | 504 | 1 | — | $794K | Q2 2013 |
| New York · Restaurants & Food Service · $150K – $350K | 504 | 1 | — | $186K | Q1 2022 |
| New York · Auto Repair & Maintenance · $1M – $2M | 504 | 1 | — | $1.4M | Q1 2022 |
| New York · Auto Repair & Maintenance · $2M – $5M | 504 | 1 | — | $2.1M | Q4 2021 |
| New York · Auto Repair & Maintenance · $350K – $500K | 504 | 1 | — | $465K | Q4 2021 |
| New York · Auto Repair & Maintenance · $500K – $1M | 504 | 1 | — | $593K | Q2 2023 |
| New York · Laundry & Dry Cleaning · $350K – $500K | 504 | 1 | — | $496K | Q1 2012 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Business Initiative Corporatio.
No reviews yet. Be the first to review Business Initiative Corporatio.