WEAK
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
378
2010–2026
Total Volume
$10M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a)
378 total segments
Brooklyn Cooperative FCU focuses heavily on existing businesses, with 66% of their deals going to acquisitions. This makes them a strong choice for buyers looking to purchase established companies.
The average spread for their 7(a) loans is P+6.17%, significantly higher than the national median of P+2.75%. This suggests that borrowers may face higher costs compared to other lenders.
With a year-over-year decline of 25% in deal volume, Brooklyn Cooperative FCU may be tightening their lending criteria. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Brooklyn Cooperative FCU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Personal Care (Salons, Spas)
Other Services
Transportation & Warehousing
Transportation & Warehousing
Information & Media
Information & Media
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Brooklyn Cooperative FCU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · Under $150K | 7(a) | 53 | P+6.50% | $35K | Q4 2025 |
| New York · Retail Trade · Under $150K | 7(a) | 34 | P+6.50% | $21K | Q4 2023 |
| New York · Manufacturing · Under $150K | 7(a) | 30 | P+6.50% | $28K | Q2 2024 |
| New York · Food & Beverage Stores · Under $150K | 7(a) | 28 | P+6.03% | $28K | Q2 2024 |
| New York · Personal Care (Salons, Spas) · Under $150K | 7(a) | 27 | P+6.50% | $24K | Q1 2025 |
| New York · Transportation & Warehousing · Under $150K | 7(a) | 25 | P+6.50% | $17K | Q2 2024 |
| New York · Information & Media · Under $150K | 7(a) | 16 | P+6.00% | $16K | Q3 2021 |
| New York · Administrative & Waste Services · Under $150K | 7(a) | 16 | P+6.50% | $23K | Q2 2024 |
| New York · Engineering & Architecture · Under $150K | 7(a) | 14 | P+6.50% | $41K | Q1 2025 |
| New York · Wholesale Trade · Under $150K | 7(a) | 14 | P+6.28% | $21K | Q4 2023 |
| New York · Education · Under $150K | 7(a) | 13 | P+6.50% | $27K | Q1 2025 |
| New York · General Merchandise · Under $150K | 7(a) | 13 | P+6.50% | $21K | Q3 2020 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 12 | P+5.91% | $26K | Q2 2025 |
| New York · Arts, Entertainment & Recreation · Under $150K | 7(a) | 12 | P+6.50% | $14K | Q3 2025 |
| New York · Other Repair & Services · Under $150K | 7(a) | 9 | P+5.75% | $23K | Q3 2024 |
| New York · Other Professional Services · Under $150K | 7(a) | 9 | P+6.50% | $30K | Q3 2025 |
| New York · Social Assistance · Under $150K | 7(a) | 8 | P+6.25% | $24K | Q3 2024 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 7 | P+6.06% | $31K | Q4 2024 |
| New York · Physician & Dental Offices · Under $150K | 7(a) | 6 | P+6.38% | $54K | Q1 2016 |
| New York · Miscellaneous Retail · Under $150K | 7(a) | 6 | P+5.75% | $10K | Q4 2024 |
| New York · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+6.05% | $21K | Q3 2016 |
| New York · Accounting & Tax · Under $150K | 7(a) | 4 | P+6.50% | $19K | Q3 2018 |
| New York · Real Estate · Under $150K | 7(a) | 4 | P+6.50% | $21K | Q4 2022 |
| New Jersey · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+6.38% | $40K | Q2 2017 |
| New York · Building Construction · Under $150K | 7(a) | 2 | P+6.28% | $33K | Q4 2021 |
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