GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
165
2010–2025
Total Volume
$135M
Gross loan amounts
States Active
23
With recorded loans
Programs
7(a) & 504
165 total segments
Blue Ridge Bank has a strong focus on existing businesses, with 45% of their deals supporting established companies. This could be beneficial if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.70%, Blue Ridge Bank offers competitive pricing compared to the national median of P+2.75%. This slight advantage could save you money over the life of your loan.
The lender has experienced a significant decline in activity, with a -52% year-over-year drop in deals. This trend may indicate a tighter lending environment, making it potentially harder to secure financing.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 25 504 loans, which use fixed SBA debenture rates.
Top 15 of 23 states where Blue Ridge Bank National Association has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Management & IT Consulting
Professional Services
Other Repair & Services
Other Services
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Blue Ridge Bank National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Virginia · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.75% | $79K | Q4 2020 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+2.75% | $857K | Q3 2023 |
| Virginia · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.75% | $58K | Q3 2024 |
| Virginia · General Merchandise · Under $150K | 7(a) | 3 | P+4.00% | $50K | Q2 2016 |
| Virginia · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+3.50% | $585K | Q3 2024 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.63% | $651K | Q2 2022 |
| Georgia · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+2.75% | $584K | Q2 2024 |
| Virginia · Other Repair & Services · $150K – $350K | 7(a) | 2 | P+2.50% | $310K | Q4 2019 |
| Florida · Social Assistance · Under $150K | 7(a) | 2 | P+2.75% | $150K | Q1 2022 |
| Virginia · Management & IT Consulting · $500K – $1M | 7(a) | 2 | P+2.38% | $633K | Q2 2022 |
| Virginia · Manufacturing · Under $150K | 7(a) | 2 | P+2.38% | $40K | Q2 2014 |
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+3.50% | $90K | Q2 2023 |
| South Carolina · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.75% | $300K | Q4 2020 |
| North Carolina · Manufacturing · $150K – $350K | 504 | 2 | — | $218K | Q1 2016 |
| New York · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+2.75% | $925K | Q4 2022 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+2.63% | $325K | Q3 2023 |
| Delaware · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 1 | P+2.75% | $464K | Q4 2021 |
| Florida · Social Assistance · $150K – $350K | 7(a) | 1 | P+2.75% | $296K | Q1 2022 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+2.75% | $395K | Q2 2022 |
| Florida · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $275K | Q2 2023 |
| Florida · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+3.00% | $1.7M | Q2 2023 |
| Florida · Arts, Entertainment & Recreation · Under $150K | 7(a) | 1 | P+4.75% | $50K | Q3 2022 |
| Georgia · Hotels & Accommodation · Under $150K | 7(a) | 1 | P+2.75% | $150K | Q3 2021 |
| Georgia · Hotels & Accommodation · $1M – $2M | 7(a) | 1 | P+2.50% | $1.6M | Q3 2021 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 1 | P+2.25% | $540K | Q1 2023 |
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