STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
128
2010–2026
Total Volume
$37M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
128 total segments
Bath Savings Institution has a strong focus on existing businesses, with 58% of their deals serving this purpose. This is beneficial if you're looking to expand an established operation.
With an average 7(a) spread of P+1.29%, Bath Savings Institution offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's 16% share of 504 loans indicates a balanced approach to financing, making them suitable for both real estate and equipment purchases. This is a good option if your needs span both areas.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 21 504 loans, which use fixed SBA debenture rates.
States where Bath Savings Institution has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Information & Media
Information & Media
Specialty Trade Contractors
Construction
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Agriculture & Forestry
Agriculture & Forestry
+ 7 more
All recorded SBA lending activity for Bath Savings Institution, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maine · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+3.00% | $55K | Q1 2024 |
| Maine · Manufacturing · Under $150K | 7(a) | 10 | P+2.75% | $62K | Q2 2024 |
| Maine · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+2.25% | $222K | Q4 2025 |
| Maine · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+0.88% | $72K | Q2 2024 |
| Maine · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+2.00% | $30K | Q3 2016 |
| Maine · Wholesale Trade · Under $150K | 7(a) | 5 | P+1.00% | $41K | Q3 2019 |
| Maine · Agriculture & Forestry · Under $150K | 7(a) | 4 | P+2.38% | $49K | Q4 2019 |
| Maine · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+2.25% | $61K | Q3 2025 |
| Maine · Miscellaneous Retail · Under $150K | 7(a) | 4 | P+1.00% | $43K | Q2 2022 |
| Maine · Retail Trade · Under $150K | 7(a) | 3 | P+1.75% | $89K | Q1 2016 |
| Maine · Information & Media · $150K – $350K | 7(a) | 3 | P+1.50% | $308K | Q4 2019 |
| Maine · Education · Under $150K | 7(a) | 3 | P+1.25% | $60K | Q2 2021 |
| Maine · Real Estate · Under $150K | 7(a) | 3 | P+1.50% | $53K | Q1 2025 |
| Maine · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+2.38% | $33K | Q2 2020 |
| Maine · Finance & Insurance · Under $150K | 7(a) | 2 | P+2.00% | $123K | Q2 2010 |
| Maine · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.38% | $23K | Q3 2020 |
| Maine · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 2 | P+-0.42% | $210K | Q1 2025 |
| Maine · General Merchandise · Under $150K | 7(a) | 2 | P+2.38% | $38K | Q2 2021 |
| Maine · Engineering & Architecture · Under $150K | 7(a) | 2 | P+0.75% | $78K | Q2 2020 |
| Maine · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.13% | $59K | Q2 2012 |
| Maine · Hotels & Accommodation · $500K – $1M | 504 | 2 | — | $756K | Q3 2020 |
| Maine · Hotels & Accommodation · $1M – $2M | 504 | 2 | — | $1.6M | Q2 2013 |
| Maine · Other Health Practitioners · Under $150K | 7(a) | 2 | P+1.07% | $55K | Q4 2022 |
| Maine · Information & Media · Under $150K | 7(a) | 2 | P+2.00% | $88K | Q1 2012 |
| Maine · Information & Media · $500K – $1M | 7(a) | 2 | P+1.63% | $825K | Q1 2017 |
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