STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
82
2011–2025
Total Volume
$38M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
82 total segments
Most active in Oklahoma (91% of deals) and focuses heavily on restaurants & food service (13% of deals).
With a median 7(a) spread of P + 1.65%, Bank7 prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
45% of Bank7's SBA deals go to startups and new businesses — more startup-friendly than most SBA lenders, where existing businesses typically dominate.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Bank7 has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Education
Education
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Other Professional Services
Professional Services
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Bank7, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Oklahoma · Manufacturing · Under $150K | 7(a) | 6 | P+1.75% | $61K | Q2 2022 |
| Oklahoma · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+1.88% | $285K | Q4 2022 |
| Oklahoma · Wholesale Trade · Under $150K | 7(a) | 5 | P+1.75% | $95K | Q1 2024 |
| Oklahoma · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+1.50% | $249K | Q1 2021 |
| Oklahoma · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.00% | $68K | Q4 2018 |
| Oklahoma · Education · $150K – $350K | 7(a) | 3 | P+2.00% | $224K | Q1 2021 |
| Oklahoma · Other Professional Services · Under $150K | 7(a) | 3 | P+1.25% | $83K | Q4 2017 |
| Oklahoma · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.00% | $39K | Q2 2024 |
| Oklahoma · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+1.50% | $59K | Q4 2015 |
| Oklahoma · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+2.25% | $63K | Q2 2021 |
| Oklahoma · Retail Trade · Under $150K | 7(a) | 2 | P+3.75% | $93K | Q3 2011 |
| Oklahoma · Miscellaneous Retail · $500K – $1M | 7(a) | 2 | P+1.00% | $698K | Q2 2024 |
| Oklahoma · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+1.13% | $88K | Q1 2023 |
| Oklahoma · Education · Under $150K | 7(a) | 2 | P+2.13% | $45K | Q2 2019 |
| Oklahoma · Manufacturing · $150K – $350K | 7(a) | 1 | P+1.50% | $240K | Q4 2018 |
| Oklahoma · Manufacturing · $350K – $500K | 7(a) | 1 | P+1.50% | $394K | Q3 2021 |
| Oklahoma · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+1.75% | $200K | Q2 2015 |
| Oklahoma · Transportation & Warehousing · $150K – $350K | 7(a) | 1 | P+1.00% | $158K | Q2 2019 |
| Oklahoma · Real Estate · $1M – $2M | 7(a) | 1 | P+0.75% | $1.3M | Q2 2024 |
| Oklahoma · Administrative & Waste Services · Under $150K | 7(a) | 1 | P+1.50% | $20K | Q3 2017 |
| Oklahoma · Education · $1M – $2M | 7(a) | 1 | P+1.00% | $1.4M | Q1 2019 |
| Oklahoma · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 1 | P+2.25% | $5.0M | Q1 2016 |
| Tennessee · Physician & Dental Offices · $2M – $5M | 7(a) | 1 | P+1.75% | $2.6M | Q2 2021 |
| Tennessee · Physician & Dental Offices · $500K – $1M | 7(a) | 1 | P+1.75% | $901K | Q2 2021 |
| Texas · Physician & Dental Offices · $1M – $2M | 7(a) | 1 | P+2.75% | $1.0M | Q4 2021 |
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