GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
139
2010–2025
Total Volume
$54M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
139 total segments
Bank of the Southwest has a minimal 504 presence, with only 5 out of 139 total SBA deals being 504 loans. This indicates they primarily focus on 7(a) loans, which may be a better fit for borrowers looking for working capital or equipment financing rather than real estate.
With an average 7(a) spread of P+2.31%, Bank of the Southwest offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's deal size breakdown shows a strong focus on smaller loans, with 64 deals under $150K. If you are seeking a larger loan, such as over $1M, you might find better options elsewhere, as only 9 deals fall into that category.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 5 504 loans, which use fixed SBA debenture rates.
States where Bank of the Southwest has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
Real Estate
Real Estate
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Bank of the Southwest, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Mexico · Manufacturing · $500K – $1M | 7(a) | 8 | P+3.38% | $775K | Q1 2020 |
| New Mexico · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.75% | $66K | Q3 2014 |
| New Mexico · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+1.50% | $89K | Q4 2020 |
| New Mexico · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.00% | $48K | Q1 2022 |
| New Mexico · Transportation & Warehousing · $150K – $350K | 7(a) | 5 | P+1.50% | $251K | Q2 2022 |
| New Mexico · Real Estate · $500K – $1M | 7(a) | 4 | P+2.25% | $896K | Q4 2013 |
| New Mexico · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.25% | $53K | Q4 2019 |
| New Mexico · Agriculture & Forestry · $500K – $1M | 7(a) | 3 | P+2.50% | $757K | Q2 2017 |
| New Mexico · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+3.25% | $40K | Q2 2015 |
| New Mexico · Retail Trade · Under $150K | 7(a) | 3 | P+4.00% | $55K | Q4 2015 |
| New Mexico · Manufacturing · $350K – $500K | 7(a) | 3 | P+2.75% | $405K | Q2 2021 |
| New Mexico · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.00% | $44K | Q2 2019 |
| New Mexico · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+2.25% | $43K | Q1 2015 |
| New Mexico · Accounting & Tax · Under $150K | 7(a) | 3 | P+2.75% | $50K | Q3 2016 |
| New Mexico · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.75% | $275K | Q1 2013 |
| New Mexico · Restaurants & Food Service · Under $150K | 504 | 2 | — | $84K | Q4 2010 |
| New Mexico · Mining & Oil/Gas · Under $150K | 7(a) | 2 | P+2.50% | $106K | Q2 2015 |
| New Mexico · Information & Media · $2M – $5M | 7(a) | 2 | P+2.00% | $3.4M | Q3 2021 |
| New Mexico · Manufacturing · Under $150K | 7(a) | 2 | P+2.50% | $30K | Q1 2011 |
| New Mexico · Wholesale Trade · $1M – $2M | 7(a) | 2 | P+1.13% | $1.5M | Q1 2023 |
| New Mexico · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+3.50% | $65K | Q1 2017 |
| New Mexico · Retail Trade · $350K – $500K | 7(a) | 2 | P+2.50% | $450K | Q4 2015 |
| New Mexico · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+2.00% | $188K | Q4 2016 |
| New Mexico · Gas Stations · $350K – $500K | 7(a) | 2 | P+1.50% | $420K | Q2 2021 |
| New Mexico · Mining & Oil/Gas · $500K – $1M | 7(a) | 2 | P+2.63% | $1.0M | Q2 2016 |
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