GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
235
2010–2025
Total Volume
$60M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
235 total segments
Bank of Guam has a strong focus on existing businesses, with 61% of their deals serving this purpose. This indicates they are well-suited for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.62%, Bank of Guam offers competitive pricing compared to the national median of P+2.75%. This could result in lower overall borrowing costs for your loan.
The lender has experienced a 29% year-over-year growth, indicating a strong upward trend in their lending activity. This suggests they are actively seeking new borrowers and may be more flexible in their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 19 504 loans, which use fixed SBA debenture rates.
States where Bank of Guam has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Food & Beverage Stores
Retail Trade
Management & IT Consulting
Professional Services
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Bank of Guam, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| GU · Restaurants & Food Service · Under $150K | 7(a) | 26 | P+3.00% | $67K | Q3 2020 |
| GU · Wholesale Trade · Under $150K | 7(a) | 19 | P+3.50% | $54K | Q4 2015 |
| GU · Retail Trade · Under $150K | 7(a) | 13 | P+2.50% | $48K | Q1 2025 |
| GU · Manufacturing · Under $150K | 7(a) | 13 | P+3.25% | $51K | Q2 2018 |
| GU · Personal Care (Salons, Spas) · Under $150K | 7(a) | 10 | P+2.50% | $51K | Q2 2022 |
| GU · Arts, Entertainment & Recreation · Under $150K | 7(a) | 10 | P+2.63% | $79K | Q1 2022 |
| GU · Management & IT Consulting · Under $150K | 7(a) | 9 | P+3.00% | $46K | Q4 2019 |
| GU · Food & Beverage Stores · Under $150K | 7(a) | 9 | P+2.25% | $66K | Q3 2016 |
| GU · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+3.25% | $61K | Q3 2017 |
| GU · Social Assistance · Under $150K | 7(a) | 6 | P+2.50% | $59K | Q3 2019 |
| GU · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+2.25% | $63K | Q1 2017 |
| GU · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.38% | $100K | Q2 2014 |
| GU · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.00% | $253K | Q2 2022 |
| GU · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+3.25% | $51K | Q1 2016 |
| GU · Building Construction · Under $150K | 7(a) | 3 | P+2.50% | $78K | Q3 2011 |
| GU · Heavy & Civil Engineering · Under $150K | 7(a) | 3 | P+2.25% | $92K | Q4 2010 |
| GU · General Merchandise · Under $150K | 7(a) | 3 | P+3.00% | $43K | Q2 2015 |
| GU · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+2.50% | $250K | Q3 2011 |
| GU · Accounting & Tax · Under $150K | 7(a) | 3 | P+4.50% | $40K | Q3 2019 |
| California · Hotels & Accommodation · $1M – $2M | 504 | 3 | — | $1.9M | Q2 2011 |
| GU · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+4.25% | $81K | Q4 2020 |
| GU · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+2.25% | $298K | Q4 2011 |
| GU · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+4.00% | $57K | Q3 2015 |
| GU · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.75% | $231K | Q2 2015 |
| GU · Social Assistance · $150K – $350K | 7(a) | 2 | P+1.75% | $198K | Q4 2024 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Bank of Guam.
No reviews yet. Be the first to review Bank of Guam.