GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
636
2011–2026
Total Volume
$480M
Gross loan amounts
States Active
12
With recorded loans
Programs
7(a) & 504
636 total segments
Arizona Financial Credit Union has a strong focus on existing businesses, with 63% of their deals supporting established companies. This could be beneficial if you're looking to expand an existing operation rather than starting from scratch.
With an average 7(a) spread of P+2.30%, Arizona Financial Credit Union offers competitive pricing compared to the national median of P+2.75%. This could result in lower overall borrowing costs for your SBA loan.
The lender has shown impressive growth, with a 58% year-over-year increase in SBA deals. This trend indicates a robust lending capacity, which may enhance your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 52 504 loans, which use fixed SBA debenture rates.
States where Arizona Financial Credit Union has recorded SBA lending activity.
+ 7 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Hotels & Accommodation
Accommodation & Food Services
Nursing & Residential Care
Health Care & Social Assistance
Real Estate
Real Estate
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Arizona Financial Credit Union, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arizona · Specialty Trade Contractors · $150K – $350K | 7(a) | 17 | P+2.25% | $277K | Q4 2025 |
| Arizona · Restaurants & Food Service · $150K – $350K | 7(a) | 15 | P+2.75% | $244K | Q4 2023 |
| Arizona · Manufacturing · $150K – $350K | 7(a) | 14 | P+2.50% | $274K | Q4 2022 |
| Arizona · Manufacturing · Under $150K | 7(a) | 13 | P+2.75% | $76K | Q1 2023 |
| Arizona · Nursing & Residential Care · $500K – $1M | 7(a) | 13 | P+2.00% | $736K | Q3 2022 |
| Arizona · Manufacturing · $500K – $1M | 7(a) | 13 | P+2.25% | $769K | Q3 2022 |
| Arizona · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+2.25% | $98K | Q1 2025 |
| Arizona · Auto Repair & Maintenance · Under $150K | 7(a) | 10 | P+2.75% | $63K | Q4 2016 |
| Arizona · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.25% | $749K | Q4 2019 |
| Arizona · Real Estate · $150K – $350K | 7(a) | 10 | P+2.00% | $279K | Q1 2023 |
| Arizona · Restaurants & Food Service · $1M – $2M | 7(a) | 9 | P+2.00% | $1.6M | Q1 2022 |
| Arizona · Transportation & Warehousing · $150K – $350K | 7(a) | 9 | P+2.75% | $265K | Q2 2023 |
| Arizona · Specialty Trade Contractors · $500K – $1M | 7(a) | 9 | P+2.25% | $711K | Q3 2022 |
| Arizona · Hotels & Accommodation · $1M – $2M | 7(a) | 9 | P+1.75% | $1.5M | Q1 2021 |
| Arizona · Real Estate · $500K – $1M | 7(a) | 8 | P+2.00% | $678K | Q3 2022 |
| Arizona · Gas Stations · $500K – $1M | 7(a) | 8 | P+1.75% | $702K | Q1 2019 |
| Arizona · Manufacturing · $350K – $500K | 7(a) | 7 | P+2.50% | $427K | Q4 2022 |
| Arizona · Physician & Dental Offices · $150K – $350K | 7(a) | 7 | P+2.75% | $333K | Q3 2016 |
| Arizona · Physician & Dental Offices · Under $150K | 7(a) | 7 | P+2.75% | $76K | Q1 2024 |
| Arizona · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.75% | $410K | Q2 2021 |
| Arizona · Wholesale Trade · $150K – $350K | 7(a) | 7 | P+2.25% | $303K | Q4 2022 |
| Arizona · Real Estate · $2M – $5M | 7(a) | 6 | P+2.25% | $4.2M | Q2 2018 |
| Arizona · Auto Repair & Maintenance · $500K – $1M | 7(a) | 6 | P+2.25% | $591K | Q3 2021 |
| Arizona · Information & Media · Under $150K | 7(a) | 6 | P+2.75% | $90K | Q3 2019 |
| Arizona · Manufacturing · $1M – $2M | 7(a) | 6 | P+2.50% | $1.6M | Q1 2018 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Arizona Financial Credit Union.
No reviews yet. Be the first to review Arizona Financial Credit Union.
Listen to acquisition entrepreneurs share their experience
Acquiring Minds
Joseph Cruz · A&A Equipment and Supply
$1.4M · IL · 2024
Acquiring Minds
Shannon Jones
$136K
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.