STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
177
2010–2026
Total Volume
$69M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
176 total segments
Androscoggin Savings Bank has a strong focus on 504 loans, making up 27% of their total SBA deals. This is significantly higher than the national average of around 18%, indicating their capability to support real estate-heavy projects.
With an average 7(a) spread of P+1.18%, Androscoggin Savings Bank offers competitive pricing compared to the national median of P+2.75%. This could mean lower overall costs for borrowers seeking 7(a) loans.
The lender's growth trend shows a 58% year-over-year increase in deals, indicating a strong upward trajectory. This growth suggests they may be more willing to take on new borrowers, which could be beneficial for your application.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 47 504 loans, which use fixed SBA debenture rates.
States where Androscoggin Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Hotels & Accommodation
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Androscoggin Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maine · Transportation & Warehousing · Under $150K | 7(a) | 13 | P+1.50% | $78K | Q3 2025 |
| Maine · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+1.65% | $263K | Q1 2024 |
| Maine · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+1.50% | $72K | Q4 2025 |
| Maine · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+1.00% | $75K | Q2 2025 |
| Maine · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+1.50% | $56K | Q1 2024 |
| Maine · Physician & Dental Offices · Under $150K | 7(a) | 5 | P+-0.62% | $79K | Q3 2025 |
| Maine · Legal Services · Under $150K | 7(a) | 5 | P+1.25% | $79K | Q4 2024 |
| Maine · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+-1.35% | $767K | Q2 2025 |
| Maine · Manufacturing · Under $150K | 7(a) | 4 | P+1.75% | $53K | Q4 2016 |
| Maine · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+0.63% | $37K | Q4 2025 |
| Maine · Hotels & Accommodation · $350K – $500K | 504 | 4 | — | $415K | Q2 2023 |
| Maine · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+0.75% | $263K | Q3 2025 |
| Maine · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+2.00% | $72K | Q3 2024 |
| Maine · Information & Media · Under $150K | 7(a) | 3 | P+0.75% | $66K | Q2 2023 |
| Maine · Retail Trade · Under $150K | 7(a) | 3 | P+2.50% | $42K | Q4 2015 |
| Maine · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.00% | $78K | Q3 2025 |
| Maine · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+0.88% | $391K | Q1 2025 |
| Maine · Auto Dealers & Parts · $500K – $1M | 504 | 2 | — | $816K | Q2 2017 |
| Maine · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+1.63% | $97K | Q2 2013 |
| Maine · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.04% | $10K | Q2 2024 |
| Maine · Manufacturing · $500K – $1M | 504 | 2 | — | $649K | Q3 2022 |
| Maine · Other Professional Services · Under $150K | 7(a) | 2 | P+3.00% | $63K | Q2 2014 |
| Maine · Manufacturing · $150K – $350K | 504 | 2 | — | $213K | Q3 2016 |
| Maine · Arts, Entertainment & Recreation · $150K – $350K | 504 | 2 | — | $304K | Q3 2016 |
| Maine · Arts, Entertainment & Recreation · $500K – $1M | 504 | 2 | — | $650K | Q2 2017 |
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