STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
272
2010–2025
Total Volume
$88M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
272 total segments
Woodlands National Bank primarily focuses on existing businesses, with 77% of their deals supporting established companies. This is a strong indicator if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.05%, Woodlands offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a decline of 43% year-over-year, which may indicate a tightening of lending standards. This could make it more challenging to secure a loan compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 2 504 loans, which use fixed SBA debenture rates.
States where Woodlands National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Agriculture & Forestry
Agriculture & Forestry
Auto Dealers & Parts
Retail Trade
Social Assistance
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Woodlands National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 24 | P+2.25% | $103K | Q1 2023 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 21 | P+1.75% | $129K | Q1 2019 |
| Minnesota · Agriculture & Forestry · Under $150K | 7(a) | 17 | P+2.25% | $73K | Q1 2018 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 14 | P+2.63% | $81K | Q3 2018 |
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 11 | P+2.00% | $271K | Q3 2022 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.38% | $257K | Q3 2023 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+2.50% | $82K | Q1 2021 |
| Minnesota · Auto Dealers & Parts · Under $150K | 7(a) | 7 | P+1.75% | $109K | Q2 2018 |
| Minnesota · Engineering & Architecture · Under $150K | 7(a) | 7 | P+2.25% | $63K | Q2 2016 |
| Minnesota · Social Assistance · Under $150K | 7(a) | 6 | P+2.13% | $113K | Q1 2020 |
| Minnesota · Manufacturing · $1M – $2M | 7(a) | 6 | P+1.38% | $1.4M | Q3 2020 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+2.75% | $70K | Q1 2013 |
| Minnesota · Retail Trade · Under $150K | 7(a) | 5 | P+2.75% | $77K | Q4 2011 |
| Minnesota · Manufacturing · $350K – $500K | 7(a) | 4 | P+2.13% | $442K | Q2 2021 |
| Minnesota · Agriculture & Forestry · $350K – $500K | 7(a) | 4 | P+2.25% | $441K | Q1 2015 |
| Minnesota · Real Estate · $150K – $350K | 7(a) | 4 | P+2.38% | $305K | Q1 2022 |
| Minnesota · Mining & Oil/Gas · Under $150K | 7(a) | 4 | P+2.25% | $74K | Q1 2021 |
| Minnesota · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.58% | $313K | Q2 2017 |
| Minnesota · Other Professional Services · Under $150K | 7(a) | 4 | P+2.00% | $124K | Q3 2019 |
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+2.75% | $68K | Q2 2021 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.00% | $740K | Q3 2020 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+2.75% | $59K | Q3 2019 |
| Minnesota · Gas Stations · $500K – $1M | 7(a) | 3 | P+1.00% | $671K | Q3 2021 |
| Minnesota · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.00% | $259K | Q1 2022 |
| Minnesota · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.25% | $93K | Q2 2018 |
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