STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,282
2010–2026
Total Volume
$1.1B
Gross loan amounts
States Active
12
With recorded loans
Programs
7(a) & 504
1282 total segments
Western Alliance Bank has a strong focus on 504 loans, making up 40% of their total SBA deals, which is significantly higher than the national average of around 18%. This indicates they are well-suited for borrowers looking for real estate financing or expansion opportunities.
With an average 7(a) spread of P+2.13%, Western Alliance Bank offers competitive pricing compared to the national median of P+2.75%. This could result in lower overall borrowing costs for your SBA loan.
The majority of Western Alliance Bank's SBA deals (78%) are for existing businesses, indicating they primarily serve established companies rather than startups. If you're a new business, you may find it more challenging to secure funding here.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 508 504 loans, which use fixed SBA debenture rates.
States where Western Alliance Bank has recorded SBA lending activity.
+ 7 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Real Estate
Real Estate
Administrative & Waste Services
Administrative & Waste Services
Wholesale Trade
Wholesale Trade
Legal Services
Professional Services
+ 7 more
All recorded SBA lending activity for Western Alliance Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Hotels & Accommodation · $2M – $5M | 504 | 18 | — | $3.3M | Q4 2017 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 12 | P+2.13% | $717K | Q3 2024 |
| Nevada · Specialty Trade Contractors · $150K – $350K | 504 | 11 | — | $264K | Q1 2025 |
| Arizona · Other Health Practitioners · Under $150K | 7(a) | 11 | P+3.00% | $84K | Q3 2018 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $255K | Q3 2024 |
| Nevada · Administrative & Waste Services · Under $150K | 7(a) | 11 | P+3.00% | $80K | Q3 2021 |
| Arizona · Legal Services · Under $150K | 7(a) | 10 | P+3.00% | $103K | Q1 2020 |
| Arizona · Physician & Dental Offices · Under $150K | 7(a) | 9 | P+1.75% | $91K | Q2 2017 |
| California · Other Health Practitioners · $150K – $350K | 7(a) | 9 | P+2.75% | $229K | Q3 2024 |
| Arizona · Real Estate · Under $150K | 7(a) | 9 | P+3.00% | $95K | Q2 2025 |
| Nevada · Real Estate · Under $150K | 7(a) | 8 | P+3.00% | $66K | Q1 2020 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+3.00% | $97K | Q1 2024 |
| Nevada · Legal Services · $150K – $350K | 504 | 8 | — | $212K | Q4 2024 |
| Arizona · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+1.75% | $714K | Q2 2024 |
| California · Specialty Trade Contractors · $350K – $500K | 504 | 7 | — | $391K | Q1 2021 |
| California · Restaurants & Food Service · $1M – $2M | 504 | 7 | — | $1.2M | Q1 2022 |
| Arizona · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+3.00% | $82K | Q3 2021 |
| California · Manufacturing · $1M – $2M | 504 | 7 | — | $1.4M | Q2 2021 |
| California · Manufacturing · $2M – $5M | 7(a) | 7 | P+2.50% | $3.2M | Q4 2018 |
| California · Specialty Trade Contractors · $500K – $1M | 7(a) | 7 | P+1.50% | $764K | Q1 2024 |
| Arizona · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $91K | Q3 2019 |
| Arizona · Manufacturing · Under $150K | 7(a) | 7 | P+3.00% | $93K | Q1 2024 |
| Nevada · Physician & Dental Offices · $150K – $350K | 504 | 7 | — | $258K | Q4 2020 |
| Arizona · Retail Trade · $150K – $350K | 7(a) | 7 | P+1.75% | $234K | Q2 2018 |
| California · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.75% | $243K | Q4 2018 |
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