STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
824
2010–2026
Total Volume
$672M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
824 total segments
West Coast Community Bank has a strong focus on existing businesses, with 67% of their deals supporting established companies. This makes them a solid choice if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.09%, West Coast Community Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite a significant volume of deals, West Coast Community Bank's growth trend is concerning, showing a 33% decline year-over-year. This may indicate a tightening of lending criteria, so be prepared for a potentially rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 148 504 loans, which use fixed SBA debenture rates.
States where West Coast Community Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Gas Stations
Retail Trade
Wholesale Trade
Wholesale Trade
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for West Coast Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 50 | P+2.75% | $244K | Q4 2024 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 41 | P+2.75% | $101K | Q2 2022 |
| California · Hotels & Accommodation · $2M – $5M | 7(a) | 31 | P+1.50% | $3.4M | Q1 2024 |
| California · Food & Beverage Stores · $150K – $350K | 7(a) | 24 | P+2.75% | $258K | Q4 2023 |
| California · Manufacturing · Under $150K | 7(a) | 22 | P+2.75% | $92K | Q4 2025 |
| California · Hotels & Accommodation · $1M – $2M | 7(a) | 21 | P+1.50% | $1.6M | Q2 2024 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 20 | P+2.25% | $740K | Q3 2025 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 17 | P+2.50% | $429K | Q1 2023 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 15 | P+2.00% | $686K | Q3 2022 |
| California · Manufacturing · $500K – $1M | 7(a) | 13 | P+2.50% | $744K | Q3 2024 |
| California · Hotels & Accommodation · $500K – $1M | 7(a) | 12 | P+2.00% | $703K | Q1 2021 |
| California · Manufacturing · $150K – $350K | 7(a) | 12 | P+2.75% | $279K | Q3 2023 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 10 | P+2.75% | $423K | Q1 2025 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 10 | P+2.75% | $68K | Q1 2025 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 10 | P+2.75% | $109K | Q4 2019 |
| California · Arts, Entertainment & Recreation · Under $150K | 7(a) | 10 | P+2.75% | $133K | Q3 2021 |
| California · Hotels & Accommodation · $1M – $2M | 504 | 9 | — | $1.5M | Q4 2024 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 9 | P+1.50% | $1.4M | Q3 2024 |
| California · Personal Care (Salons, Spas) · Under $150K | 7(a) | 8 | P+2.75% | $86K | Q1 2019 |
| California · Specialty Trade Contractors · $500K – $1M | 504 | 8 | — | $680K | Q1 2025 |
| California · Gas Stations · $2M – $5M | 7(a) | 8 | P+1.75% | $3.1M | Q1 2022 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 7 | P+2.25% | $287K | Q4 2015 |
| California · Physician & Dental Offices · Under $150K | 7(a) | 7 | P+2.75% | $99K | Q4 2022 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+2.50% | $266K | Q3 2020 |
| California · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.75% | $82K | Q1 2024 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with West Coast Community Bank.
No reviews yet. Be the first to review West Coast Community Bank.