GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
535
2010–2026
Total Volume
$248M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
535 total segments
Waukesha State Bank has a strong focus on existing businesses, with 48% of their deals serving this purpose. This is beneficial for borrowers looking to expand or acquire established companies.
With an average 7(a) spread of P+2.37%, Waukesha State Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall loan costs for borrowers.
Despite a solid volume of $248M in SBA loans, Waukesha State Bank has experienced a 21% decline in growth year-over-year. This trend may indicate a tightening in lending practices, making it potentially harder for new borrowers to get approved.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 58 504 loans, which use fixed SBA debenture rates.
States where Waukesha State Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Other Repair & Services
Other Services
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Waukesha State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 35 | P+2.75% | $101K | Q4 2022 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 28 | P+2.75% | $246K | Q2 2023 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 21 | P+2.50% | $245K | Q4 2022 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 18 | P+2.75% | $92K | Q2 2025 |
| Wisconsin · Manufacturing · Under $150K | 7(a) | 17 | P+2.25% | $95K | Q3 2021 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 16 | P+2.75% | $88K | Q4 2021 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 7(a) | 14 | P+2.63% | $427K | Q1 2025 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 14 | P+2.25% | $731K | Q1 2024 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 13 | P+2.75% | $96K | Q3 2023 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 11 | P+2.75% | $89K | Q2 2021 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+2.50% | $252K | Q1 2024 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.75% | $643K | Q4 2025 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+2.75% | $101K | Q3 2022 |
| Wisconsin · Manufacturing · $350K – $500K | 7(a) | 9 | P+2.25% | $431K | Q1 2025 |
| Wisconsin · Transportation & Warehousing · $350K – $500K | 7(a) | 9 | P+2.75% | $469K | Q1 2025 |
| Wisconsin · Food & Beverage Stores · $150K – $350K | 7(a) | 8 | P+2.75% | $249K | Q3 2025 |
| Wisconsin · Transportation & Warehousing · $150K – $350K | 7(a) | 8 | P+2.75% | $267K | Q3 2023 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 504 | 7 | — | $652K | Q4 2024 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 504 | 7 | — | $302K | Q4 2025 |
| Wisconsin · Auto Repair & Maintenance · $150K – $350K | 7(a) | 6 | P+2.75% | $256K | Q4 2024 |
| Wisconsin · Accounting & Tax · $150K – $350K | 7(a) | 6 | P+2.75% | $291K | Q3 2023 |
| Wisconsin · Other Repair & Services · $150K – $350K | 7(a) | 6 | P+2.50% | $266K | Q4 2021 |
| Wisconsin · Transportation & Warehousing · $500K – $1M | 7(a) | 6 | P+2.44% | $743K | Q3 2020 |
| Wisconsin · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+2.75% | $87K | Q3 2019 |
| Wisconsin · Wholesale Trade · $500K – $1M | 7(a) | 5 | P+2.00% | $985K | Q3 2023 |
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