FAIR
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
5,937
2010–2026
Total Volume
$946M
Gross loan amounts
States Active
50
Incl. DC & territories
Programs
7(a) & 504
5937 total segments
VelocitySBA focuses heavily on existing businesses, with 52% of their deals in this category. This makes them a strong choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+3.89%, VelocitySBA's pricing is higher than the national median of ~P+2.75%. Borrowers should consider this when comparing lenders.
Although they have minimal 504 activity, the majority of their deals are small, with 86% under $350K. This suggests they are well-suited for smaller businesses or startups.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
Top 15 of 51 states where VelocitySBA, LLC has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Management & IT Consulting
Professional Services
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for VelocitySBA, LLC, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Manufacturing · Under $150K | 7(a) | 75 | P+4.50% | $11K | Q2 2013 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 48 | P+4.50% | $14K | Q2 2016 |
| California · Wholesale Trade · Under $150K | 7(a) | 46 | P+4.50% | $11K | Q3 2014 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 42 | P+4.50% | $10K | Q1 2014 |
| California · Management & IT Consulting · Under $150K | 7(a) | 38 | P+4.50% | $10K | Q1 2014 |
| California · Retail Trade · Under $150K | 7(a) | 35 | P+4.50% | $13K | Q2 2015 |
| Florida · Manufacturing · Under $150K | 7(a) | 34 | P+4.50% | $9K | Q3 2013 |
| Texas · Manufacturing · Under $150K | 7(a) | 33 | P+4.50% | $12K | Q2 2016 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 32 | P+4.50% | $12K | Q3 2016 |
| North Carolina · Administrative & Waste Services · Under $150K | 7(a) | 32 | P+4.50% | $11K | Q3 2013 |
| Florida · Restaurants & Food Service · Under $150K | 7(a) | 31 | P+4.50% | $10K | Q2 2013 |
| Tennessee · Administrative & Waste Services · Under $150K | 7(a) | 30 | P+3.99% | $8K | Q4 2012 |
| Tennessee · Manufacturing · Under $150K | 7(a) | 29 | P+3.99% | $10K | Q1 2013 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 28 | P+4.50% | $10K | Q4 2012 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 28 | P+4.50% | $15K | Q2 2021 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 27 | P+4.50% | $10K | Q4 2014 |
| California · Other Professional Services · Under $150K | 7(a) | 26 | P+4.50% | $13K | Q3 2011 |
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 25 | P+4.50% | $10K | Q4 2012 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 24 | P+4.50% | $16K | Q4 2023 |
| Tennessee · Restaurants & Food Service · Under $150K | 7(a) | 24 | P+3.99% | $10K | Q2 2013 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 24 | P+4.25% | $37K | Q4 2013 |
| North Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 24 | P+4.50% | $12K | Q2 2013 |
| Florida · Management & IT Consulting · Under $150K | 7(a) | 24 | P+4.50% | $11K | Q2 2012 |
| Tennessee · Specialty Trade Contractors · Under $150K | 7(a) | 23 | P+3.99% | $11K | Q2 2015 |
| California · General Merchandise · Under $150K | 7(a) | 22 | P+4.50% | $11K | Q3 2013 |
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Real experiences from borrowers who closed SBA loans with VelocitySBA, LLC.
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