GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
99
2010–2025
Total Volume
$9M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a)
99 total segments
United Texas Credit Union focuses exclusively on 7(a) loans, with no 504 deals, making them a suitable choice for borrowers seeking traditional financing.
With an average deal size of $87,779 and 88 deals under $150K, this lender is ideal for small businesses looking for smaller loans rather than large acquisitions.
The lender's growth trend shows stability, with a consistent volume of 5 deals in the last two quarters, suggesting reliability but limited expansion potential.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where United Texas Credit Union has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Legal Services
Professional Services
Personal Care (Salons, Spas)
Other Services
Retail Trade
Retail Trade
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for United Texas Credit Union, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+3.00% | $41K | Q3 2013 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+3.00% | $54K | Q2 2013 |
| Texas · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+2.13% | $60K | Q1 2019 |
| Texas · Legal Services · Under $150K | 7(a) | 5 | P+3.00% | $53K | Q2 2012 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+0.75% | $669K | Q3 2023 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+3.00% | $32K | Q4 2011 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 5 | P+3.00% | $41K | Q3 2011 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 4 | P+3.00% | $33K | Q3 2011 |
| Texas · Retail Trade · Under $150K | 7(a) | 4 | P+3.00% | $19K | Q3 2011 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.75% | $58K | Q2 2017 |
| Texas · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+3.00% | $45K | Q4 2012 |
| Texas · General Merchandise · Under $150K | 7(a) | 3 | P+3.00% | $38K | Q4 2010 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+3.00% | $47K | Q2 2011 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 3 | P+3.00% | $32K | Q1 2011 |
| Texas · Real Estate · Under $150K | 7(a) | 3 | P+3.00% | $37K | Q4 2011 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+2.88% | $43K | Q2 2012 |
| Texas · Manufacturing · Under $150K | 7(a) | 2 | P+2.75% | $43K | Q4 2012 |
| Texas · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+3.00% | $43K | Q4 2010 |
| Texas · Building Construction · Under $150K | 7(a) | 2 | P+3.00% | $30K | Q4 2010 |
| Texas · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+1.75% | $38K | Q4 2017 |
| Texas · Other Professional Services · Under $150K | 7(a) | 2 | P+3.00% | $18K | Q1 2011 |
| Texas · Education · Under $150K | 7(a) | 2 | P+3.00% | $43K | Q3 2011 |
| Virginia · Engineering & Architecture · Under $150K | 7(a) | 1 | P+3.00% | $50K | Q2 2010 |
| Texas · Heavy & Civil Engineering · Under $150K | 7(a) | 1 | P+3.00% | $50K | Q2 2010 |
| Texas · Food & Beverage Stores · $350K – $500K | 7(a) | 1 | P+1.00% | $374K | Q2 2025 |
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Real experiences from borrowers who closed SBA loans with United Texas Credit Union.
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