STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
96
2010–2025
Total Volume
$23M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
96 total segments
United Bank of Iowa primarily serves startups, with 45% of their SBA deals focused on new businesses. This could be beneficial if you're starting a new venture.
With an average 7(a) spread of P+1.00%, United Bank of Iowa offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
United Bank of Iowa has a minimal 504 presence, with only 3% of their deals being 504 loans. If you're looking for a 504 loan, you may want to consider other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
States where United Bank of Iowa has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Personal Care (Salons, Spas)
Other Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Miscellaneous Retail
Retail Trade
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for United Bank of Iowa, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Iowa · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+0.50% | $70K | Q1 2025 |
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+0.75% | $225K | Q3 2022 |
| Iowa · Retail Trade · Under $150K | 7(a) | 5 | P+1.75% | $46K | Q4 2021 |
| Iowa · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+0.50% | $46K | Q4 2024 |
| Iowa · Auto Repair & Maintenance · $150K – $350K | 7(a) | 4 | P+0.88% | $226K | Q3 2018 |
| Iowa · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 4 | P+0.50% | $232K | Q1 2023 |
| Iowa · General Merchandise · Under $150K | 7(a) | 3 | P+2.00% | $49K | Q2 2017 |
| Iowa · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.00% | $16K | Q3 2020 |
| Iowa · Other Repair & Services · Under $150K | 7(a) | 3 | P+2.25% | $43K | Q2 2017 |
| Iowa · Agriculture & Forestry · Under $150K | 7(a) | 2 | P+-1.13% | $75K | Q2 2024 |
| Iowa · Transportation & Warehousing · $350K – $500K | 7(a) | 2 | P+0.25% | $388K | Q4 2021 |
| Iowa · Manufacturing · $150K – $350K | 7(a) | 2 | P+-0.13% | $265K | Q2 2024 |
| Iowa · Manufacturing · $500K – $1M | 7(a) | 2 | P+0.38% | $690K | Q2 2024 |
| Iowa · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.50% | $34K | Q3 2011 |
| Iowa · Accounting & Tax · Under $150K | 7(a) | 2 | P+2.63% | $29K | Q4 2023 |
| Iowa · Retail Trade · $150K – $350K | 7(a) | 2 | P+0.25% | $281K | Q4 2022 |
| Iowa · Manufacturing · Under $150K | 7(a) | 2 | P+1.13% | $106K | Q3 2016 |
| Iowa · Hotels & Accommodation · $150K – $350K | 7(a) | 2 | P+1.63% | $225K | Q1 2022 |
| Iowa · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+0.88% | $63K | Q2 2021 |
| Iowa · Auto Repair & Maintenance · $500K – $1M | 7(a) | 1 | P+2.75% | $650K | Q4 2009 |
| Iowa · Agriculture & Forestry · $500K – $1M | 7(a) | 1 | P+0.25% | $522K | Q2 2021 |
| Iowa · Wholesale Trade · $1M – $2M | 7(a) | 1 | P+2.75% | $1.1M | Q4 2009 |
| Iowa · Retail Trade · $350K – $500K | 7(a) | 1 | P+-0.25% | $475K | Q2 2022 |
| Iowa · Transportation & Warehousing · $150K – $350K | 7(a) | 1 | P+0.00% | $193K | Q2 2022 |
| Iowa · Transportation & Warehousing · $500K – $1M | 7(a) | 1 | P+-0.25% | $537K | Q1 2019 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with United Bank of Iowa.
No reviews yet. Be the first to review United Bank of Iowa.