STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
255
2010–2026
Total Volume
$108M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
255 total segments
Union National Bank has a strong focus on 504 loans, making up 36% of their total SBA deals, which is significantly higher than the national average of 18%. This indicates they are well-suited for borrowers looking to finance real estate or large equipment purchases.
With an average 7(a) spread of P+0.31%, Union National Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to substantial savings on interest for borrowers.
The bank's deal volume has declined by 38% year-over-year, suggesting they may be tightening their lending criteria. Borrowers might find it more challenging to secure approval compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 92 504 loans, which use fixed SBA debenture rates.
States where Union National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Transportation & Warehousing
Transportation & Warehousing
Other Professional Services
Professional Services
Management & IT Consulting
Professional Services
Miscellaneous Retail
Retail Trade
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Union National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Illinois · Manufacturing · Under $150K | 7(a) | 18 | P+1.00% | $79K | Q2 2024 |
| Illinois · Manufacturing · $350K – $500K | 504 | 10 | — | $428K | Q4 2025 |
| Illinois · Wholesale Trade · Under $150K | 7(a) | 10 | P+1.00% | $113K | Q1 2024 |
| Illinois · Manufacturing · $150K – $350K | 7(a) | 8 | P+0.00% | $276K | Q4 2024 |
| Illinois · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+1.00% | $98K | Q4 2024 |
| Illinois · Specialty Trade Contractors · $150K – $350K | 7(a) | 8 | P+0.95% | $331K | Q2 2022 |
| Illinois · Manufacturing · $350K – $500K | 7(a) | 7 | P+0.00% | $486K | Q2 2025 |
| Illinois · Other Professional Services · Under $150K | 7(a) | 7 | P+0.00% | $82K | Q3 2024 |
| Illinois · Manufacturing · $500K – $1M | 504 | 7 | — | $766K | Q3 2025 |
| Illinois · Wholesale Trade · $150K – $350K | 7(a) | 7 | P+0.00% | $241K | Q1 2023 |
| Illinois · Management & IT Consulting · Under $150K | 7(a) | 6 | P+0.00% | $108K | Q3 2024 |
| Illinois · Specialty Trade Contractors · $150K – $350K | 504 | 5 | — | $247K | Q3 2021 |
| Illinois · Building Construction · $150K – $350K | 7(a) | 5 | P+1.00% | $260K | Q1 2022 |
| Illinois · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+0.00% | $95K | Q1 2024 |
| Illinois · Manufacturing · $500K – $1M | 7(a) | 4 | P+0.10% | $718K | Q4 2025 |
| Illinois · Other Repair & Services · $350K – $500K | 7(a) | 4 | P+0.35% | $446K | Q2 2024 |
| Illinois · Manufacturing · $1M – $2M | 504 | 4 | — | $1.3M | Q2 2022 |
| Illinois · Engineering & Architecture · Under $150K | 7(a) | 4 | P+0.50% | $100K | Q1 2025 |
| Illinois · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+0.74% | $290K | Q2 2023 |
| Illinois · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $662K | Q3 2022 |
| Illinois · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+-1.75% | $182K | Q3 2023 |
| Illinois · Management & IT Consulting · $150K – $350K | 504 | 3 | — | $195K | Q3 2023 |
| Illinois · Wholesale Trade · $350K – $500K | 7(a) | 3 | P+0.00% | $425K | Q2 2021 |
| Illinois · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+0.00% | $90K | Q4 2023 |
| Illinois · Manufacturing · $150K – $350K | 504 | 3 | — | $272K | Q4 2020 |
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