GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,184
2010–2026
Total Volume
$907M
Gross loan amounts
States Active
2
With recorded loans
Programs
504
1184 total segments
As a 504-only lender, Twin Cities-Metro Certified Development focuses exclusively on real estate financing, which is ideal for businesses looking to purchase or improve property. With 1,184 deals totaling $907 million, they have a strong track record in this area, especially in Minnesota where they completed 1,139 deals.
The average deal size of $765,696 indicates that Twin Cities-Metro Certified Development is well-suited for mid-sized projects. If your financing needs fall within the $150K to $2M range, this lender could be a good fit, as they have completed 329 deals in the $150K-$350K band and 214 deals in the $1M-$2M band.
Despite their strong performance in the 504 space, Twin Cities-Metro Certified Development has seen a slight decline in growth, with a -4% year-over-year trend. This could indicate a tightening in lending or increased competition, so it's important to prepare a solid application to improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 1,184 504 loans, which use fixed SBA debenture rates.
States where Twin Cities-Metro Certified De has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for Twin Cities-Metro Certified De, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Manufacturing · $150K – $350K | 504 | 49 | — | $239K | Q2 2025 |
| Minnesota · Manufacturing · $500K – $1M | 504 | 44 | — | $733K | Q3 2025 |
| Minnesota · Manufacturing · $1M – $2M | 504 | 33 | — | $1.3M | Q3 2025 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 504 | 31 | — | $732K | Q1 2025 |
| Minnesota · Specialty Trade Contractors · $150K – $350K | 504 | 25 | — | $248K | Q3 2023 |
| Minnesota · Other Health Practitioners · $150K – $350K | 504 | 23 | — | $237K | Q3 2025 |
| Minnesota · Social Assistance · $1M – $2M | 504 | 22 | — | $1.5M | Q2 2025 |
| Minnesota · Physician & Dental Offices · $150K – $350K | 504 | 21 | — | $236K | Q1 2025 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 504 | 21 | — | $259K | Q3 2024 |
| Minnesota · Wholesale Trade · $500K – $1M | 504 | 19 | — | $685K | Q2 2025 |
| Minnesota · Manufacturing · $350K – $500K | 504 | 19 | — | $432K | Q1 2025 |
| Minnesota · Auto Repair & Maintenance · $150K – $350K | 504 | 18 | — | $254K | Q1 2025 |
| Minnesota · Wholesale Trade · $1M – $2M | 504 | 18 | — | $1.5M | Q4 2024 |
| Minnesota · Physician & Dental Offices · $500K – $1M | 504 | 18 | — | $665K | Q3 2025 |
| Minnesota · Restaurants & Food Service · $1M – $2M | 504 | 16 | — | $1.3M | Q1 2023 |
| Minnesota · Restaurants & Food Service · $350K – $500K | 504 | 16 | — | $417K | Q3 2024 |
| Minnesota · Nursing & Residential Care · $1M – $2M | 504 | 16 | — | $1.6M | Q2 2025 |
| Minnesota · Specialty Trade Contractors · $350K – $500K | 504 | 15 | — | $418K | Q4 2023 |
| Minnesota · Specialty Trade Contractors · $500K – $1M | 504 | 15 | — | $687K | Q2 2024 |
| Minnesota · Auto Dealers & Parts · $150K – $350K | 504 | 14 | — | $252K | Q2 2025 |
| Minnesota · Social Assistance · $500K – $1M | 504 | 14 | — | $753K | Q3 2023 |
| Minnesota · Auto Dealers & Parts · $500K – $1M | 504 | 13 | — | $632K | Q3 2022 |
| Minnesota · Hotels & Accommodation · $1M – $2M | 504 | 13 | — | $1.4M | Q4 2024 |
| Minnesota · Other Health Practitioners · Under $150K | 504 | 12 | — | $111K | Q2 2020 |
| Minnesota · Administrative & Waste Services · $150K – $350K | 504 | 12 | — | $244K | Q3 2023 |
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