STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
97
2010–2025
Total Volume
$23M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
97 total segments
TruBank has a strong focus on existing businesses, with 55% of their deals serving this purpose. This is beneficial for borrowers looking to expand or refinance an established business.
With an average 7(a) spread of P+1.77%, TruBank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
TruBank's deal volume has grown by 14% year-over-year, indicating a positive trend in their lending activity. This growth suggests they may be more open to approving new loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 11 504 loans, which use fixed SBA debenture rates.
States where TruBank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Finance & Insurance
Finance & Insurance
Mining & Oil/Gas
Mining & Oil/Gas
Auto Dealers & Parts
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for TruBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Iowa · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+1.38% | $47K | Q4 2024 |
| Iowa · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+0.75% | $65K | Q2 2024 |
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+1.63% | $234K | Q1 2019 |
| Iowa · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+2.25% | $218K | Q1 2019 |
| Iowa · Mining & Oil/Gas · Under $150K | 7(a) | 4 | P+4.13% | $59K | Q1 2012 |
| Iowa · Retail Trade · $150K – $350K | 7(a) | 4 | P+2.50% | $293K | Q4 2021 |
| Iowa · Retail Trade · Under $150K | 7(a) | 3 | P+2.50% | $79K | Q3 2020 |
| Iowa · Finance & Insurance · Under $150K | 7(a) | 3 | P+2.75% | $92K | Q2 2014 |
| Iowa · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+0.25% | $183K | Q2 2024 |
| Iowa · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+2.75% | $53K | Q1 2015 |
| Iowa · Building Construction · Under $150K | 7(a) | 2 | P+4.50% | $116K | Q1 2011 |
| Iowa · Finance & Insurance · $150K – $350K | 7(a) | 2 | P+-0.13% | $192K | Q2 2021 |
| Iowa · Retail Trade · $500K – $1M | 7(a) | 2 | P+0.63% | $678K | Q4 2024 |
| Iowa · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.63% | $422K | Q1 2019 |
| Iowa · Retail Trade · $350K – $500K | 7(a) | 2 | P+0.88% | $428K | Q2 2022 |
| Iowa · Other Repair & Services · $150K – $350K | 7(a) | 1 | P+2.25% | $225K | Q1 2022 |
| Iowa · Agriculture & Forestry · $150K – $350K | 7(a) | 1 | P+0.50% | $320K | Q2 2022 |
| Iowa · Specialty Trade Contractors · $350K – $500K | 7(a) | 1 | P+3.25% | $500K | Q2 2011 |
| Iowa · Mining & Oil/Gas · $150K – $350K | 7(a) | 1 | P+2.25% | $300K | Q2 2012 |
| Iowa · Manufacturing · $2M – $5M | 7(a) | 1 | P+1.25% | $3.1M | Q2 2025 |
| Iowa · Wholesale Trade · Under $150K | 7(a) | 1 | P+3.75% | $100K | Q1 2012 |
| Iowa · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+0.50% | $190K | Q3 2022 |
| Iowa · Physician & Dental Offices · $500K – $1M | 504 | 1 | — | $605K | Q4 2009 |
| Iowa · Transportation & Warehousing · Under $150K | 7(a) | 1 | P+2.75% | $148K | Q3 2015 |
| Iowa · Real Estate · $350K – $500K | 7(a) | 1 | P+-1.00% | $476K | Q3 2023 |
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