STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
368
2010–2026
Total Volume
$186M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
368 total segments
Timberland Bank has a strong focus on existing businesses, with 60% of their deals supporting established companies. This makes them a good choice if you're looking to expand or refinance an existing operation.
With a 23% share of 504 loans, Timberland Bank is more active in this area compared to the national average of around 18%. This indicates they are a solid option if you're considering real estate financing.
Timberland Bank's average 7(a) spread of P+2.22% is lower than the national median of P+2.75%. This could mean more favorable loan terms for you compared to other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 86 504 loans, which use fixed SBA debenture rates.
States where Timberland Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Agriculture & Forestry
Agriculture & Forestry
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Timberland Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Washington · Transportation & Warehousing · Under $150K | 7(a) | 17 | P+2.50% | $75K | Q3 2024 |
| Washington · Restaurants & Food Service · $150K – $350K | 7(a) | 14 | P+2.25% | $247K | Q4 2023 |
| Washington · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.00% | $105K | Q2 2025 |
| Washington · Agriculture & Forestry · $1M – $2M | 7(a) | 8 | P+2.75% | $1.4M | Q4 2010 |
| Washington · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+3.00% | $64K | Q2 2022 |
| Washington · Other Professional Services · Under $150K | 7(a) | 7 | P+2.75% | $68K | Q2 2019 |
| Washington · Agriculture & Forestry · $500K – $1M | 7(a) | 7 | P+2.75% | $744K | Q1 2011 |
| Washington · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.38% | $258K | Q2 2021 |
| Washington · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.00% | $811K | Q2 2025 |
| Washington · Manufacturing · Under $150K | 7(a) | 6 | P+2.75% | $102K | Q1 2017 |
| Washington · Sporting Goods & Hobby · Under $150K | 7(a) | 5 | P+2.75% | $56K | Q4 2012 |
| Washington · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+1.50% | $460K | Q3 2023 |
| Washington · Physician & Dental Offices · $1M – $2M | 504 | 5 | — | $1.4M | Q4 2022 |
| Washington · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+2.50% | $65K | Q2 2021 |
| Washington · Heavy & Civil Engineering · Under $150K | 7(a) | 5 | P+2.00% | $71K | Q3 2023 |
| Washington · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+2.75% | $70K | Q1 2011 |
| Washington · Specialty Trade Contractors · $500K – $1M | 7(a) | 5 | P+2.25% | $752K | Q4 2020 |
| Washington · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.75% | $53K | Q1 2011 |
| Washington · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+2.75% | $188K | Q2 2011 |
| Washington · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+0.25% | $748K | Q4 2023 |
| Washington · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.63% | $60K | Q1 2020 |
| Washington · Auto Dealers & Parts · $1M – $2M | 7(a) | 4 | P+2.75% | $1.5M | Q3 2025 |
| Washington · Personal Care (Salons, Spas) · $150K – $350K | 504 | 4 | — | $323K | Q3 2024 |
| Washington · Auto Repair & Maintenance · $150K – $350K | 7(a) | 4 | P+2.63% | $269K | Q2 2022 |
| Washington · Physician & Dental Offices · $1M – $2M | 7(a) | 4 | P+1.88% | $1.4M | Q4 2021 |
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