STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
380
2010–2026
Total Volume
$154M
Gross loan amounts
States Active
8
With recorded loans
Programs
7(a) & 504
380 total segments
The Yellowstone Bank has a strong focus on existing businesses, with 67% of their deals serving this purpose. This makes them a good choice if you're looking to buy or expand an established business.
With an average 7(a) spread of P+2.24%, Yellowstone Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The bank's growth trend shows a significant decline of 70% year-over-year in deal volume, which may indicate a tightening of lending criteria. If you're considering a loan, be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 20 504 loans, which use fixed SBA debenture rates.
States where The Yellowstone Bank has recorded SBA lending activity.
+ 3 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Real Estate
Real Estate
Administrative & Waste Services
Administrative & Waste Services
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for The Yellowstone Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Montana · Restaurants & Food Service · Under $150K | 7(a) | 25 | P+2.75% | $84K | Q1 2024 |
| Montana · Specialty Trade Contractors · Under $150K | 7(a) | 19 | P+2.75% | $79K | Q2 2024 |
| Montana · Manufacturing · Under $150K | 7(a) | 18 | P+2.25% | $74K | Q4 2024 |
| Montana · Administrative & Waste Services · Under $150K | 7(a) | 13 | P+2.50% | $92K | Q1 2022 |
| Montana · Auto Repair & Maintenance · Under $150K | 7(a) | 13 | P+2.25% | $98K | Q2 2024 |
| Montana · Wholesale Trade · Under $150K | 7(a) | 11 | P+3.25% | $92K | Q3 2019 |
| Montana · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.13% | $833K | Q4 2022 |
| Montana · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.50% | $241K | Q3 2021 |
| Montana · Arts, Entertainment & Recreation · Under $150K | 7(a) | 9 | P+2.25% | $74K | Q4 2025 |
| Montana · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.38% | $274K | Q1 2021 |
| Montana · Other Health Practitioners · Under $150K | 7(a) | 8 | P+2.25% | $69K | Q2 2019 |
| Montana · Real Estate · Under $150K | 7(a) | 8 | P+2.75% | $107K | Q1 2024 |
| Montana · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+3.25% | $47K | Q4 2015 |
| Montana · Retail Trade · Under $150K | 7(a) | 6 | P+2.63% | $118K | Q4 2020 |
| Montana · Engineering & Architecture · Under $150K | 7(a) | 6 | P+2.50% | $50K | Q3 2021 |
| Montana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 6 | P+2.75% | $61K | Q2 2019 |
| Montana · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 5 | P+1.75% | $728K | Q1 2024 |
| Montana · General Merchandise · Under $150K | 7(a) | 5 | P+2.75% | $101K | Q1 2016 |
| Montana · Administrative & Waste Services · $150K – $350K | 7(a) | 5 | P+2.75% | $248K | Q2 2024 |
| Montana · Manufacturing · $1M – $2M | 7(a) | 5 | P+1.54% | $1.4M | Q3 2021 |
| Montana · General Merchandise · $150K – $350K | 7(a) | 4 | P+2.75% | $297K | Q2 2021 |
| Montana · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.25% | $265K | Q2 2021 |
| Montana · Real Estate · $1M – $2M | 7(a) | 4 | P+2.50% | $1.3M | Q1 2015 |
| Montana · Heavy & Civil Engineering · Under $150K | 7(a) | 4 | P+3.00% | $106K | Q2 2018 |
| Montana · Specialty Trade Contractors · $350K – $500K | 7(a) | 4 | P+2.25% | $454K | Q4 2023 |
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