STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
302
2010–2026
Total Volume
$139M
Gross loan amounts
States Active
14
With recorded loans
Programs
7(a) & 504
302 total segments
The Bank of Commerce has a strong focus on 504 loans, making up 50% of their total SBA deals. This is significantly higher than the national average of 18%. If you're looking for financing for real estate or large equipment purchases, this lender is a solid choice.
With an average 7(a) spread of P+1.87%, The Bank of Commerce offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan, making it a favorable option for your financing needs.
The lender's growth trend shows a decline of 41% year-over-year in SBA deals, which may indicate a tightening of lending standards. If you're considering applying, be prepared for potentially more rigorous approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 150 504 loans, which use fixed SBA debenture rates.
States where The Bank of Commerce has recorded SBA lending activity.
+ 9 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Physician & Dental Offices
Health Care & Social Assistance
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for The Bank of Commerce, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Idaho · Transportation & Warehousing · Under $150K | 7(a) | 10 | P+2.00% | $68K | Q1 2025 |
| Idaho · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+2.25% | $75K | Q4 2025 |
| Idaho · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+1.88% | $75K | Q2 2024 |
| Idaho · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.13% | $82K | Q2 2024 |
| Idaho · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+1.50% | $270K | Q1 2025 |
| Idaho · Physician & Dental Offices · $500K – $1M | 504 | 5 | — | $622K | Q4 2013 |
| Idaho · Other Health Practitioners · $150K – $350K | 504 | 5 | — | $272K | Q2 2024 |
| Idaho · Manufacturing · Under $150K | 7(a) | 5 | P+2.50% | $63K | Q3 2022 |
| Idaho · Nursing & Residential Care · $500K – $1M | 504 | 4 | — | $558K | Q4 2021 |
| Idaho · Wholesale Trade · Under $150K | 7(a) | 4 | P+1.75% | $94K | Q4 2024 |
| Idaho · Arts, Entertainment & Recreation · $2M – $5M | 504 | 4 | — | $2.7M | Q3 2025 |
| Idaho · Physician & Dental Offices · $150K – $350K | 504 | 4 | — | $279K | Q1 2020 |
| Idaho · Retail Trade · $150K – $350K | 504 | 4 | — | $223K | Q4 2024 |
| Idaho · Real Estate · $150K – $350K | 504 | 4 | — | $202K | Q4 2022 |
| Idaho · Agriculture & Forestry · Under $150K | 7(a) | 4 | P+1.25% | $63K | Q1 2025 |
| Idaho · Physician & Dental Offices · $350K – $500K | 504 | 4 | — | $439K | Q4 2019 |
| Idaho · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+1.00% | $222K | Q2 2025 |
| Idaho · Gas Stations · $150K – $350K | 504 | 3 | — | $218K | Q1 2021 |
| Idaho · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $71K | Q4 2024 |
| Idaho · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $254K | Q2 2022 |
| Idaho · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+2.00% | $323K | Q3 2022 |
| Idaho · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+1.00% | $223K | Q3 2025 |
| Idaho · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $185K | Q3 2024 |
| Idaho · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.75% | $177K | Q1 2022 |
| Idaho · Social Assistance · Under $150K | 504 | 3 | — | $114K | Q3 2020 |
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