STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
196
2010–2024
Total Volume
$136M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
196 total segments
Texas Security Bank has a strong focus on existing businesses, with 69% of their deals serving this segment. This makes them a good choice if you're looking to expand or refinance an established business.
With an average 7(a) spread of P+2.03%, Texas Security Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite their solid offerings, Texas Security Bank has seen a significant decline in their lending activity, down 64% year-over-year. This trend may affect their willingness to approve new loans, so be prepared for potential scrutiny.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 25 504 loans, which use fixed SBA debenture rates.
States where Texas Security Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for Texas Security Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Wholesale Trade · Under $150K | 7(a) | 7 | P+2.75% | $104K | Q1 2020 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 7 | P+2.50% | $311K | Q2 2023 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.20% | $292K | Q4 2022 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 6 | P+2.25% | $283K | Q4 2022 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.00% | $107K | Q4 2018 |
| Texas · Other Professional Services · Under $150K | 7(a) | 4 | P+2.13% | $100K | Q2 2022 |
| Texas · Physician & Dental Offices · $350K – $500K | 7(a) | 4 | P+2.50% | $453K | Q1 2023 |
| Texas · Physician & Dental Offices · $500K – $1M | 7(a) | 4 | P+1.93% | $809K | Q4 2017 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+1.75% | $1.3M | Q2 2023 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 4 | P+1.88% | $1.5M | Q4 2023 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.38% | $123K | Q3 2021 |
| Texas · Manufacturing · Under $150K | 7(a) | 4 | P+2.25% | $91K | Q1 2022 |
| Texas · Transportation & Warehousing · $1M – $2M | 7(a) | 4 | P+1.25% | $1.6M | Q2 2021 |
| Texas · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+1.75% | $117K | Q2 2023 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+1.75% | $217K | Q2 2022 |
| Texas · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+1.00% | $300K | Q3 2020 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.00% | $108K | Q3 2019 |
| Texas · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+2.25% | $1.5M | Q1 2020 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.25% | $307K | Q1 2023 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+1.85% | $277K | Q3 2019 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+2.25% | $117K | Q4 2010 |
| Texas · Other Professional Services · $150K – $350K | 7(a) | 3 | P+2.25% | $202K | Q3 2021 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 3 | P+1.75% | $3.3M | Q3 2023 |
| Texas · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+1.88% | $810K | Q4 2021 |
| Texas · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+2.50% | $825K | Q1 2022 |
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