STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
160
2010–2026
Total Volume
$79M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
160 total segments
Texas Champion Bank has a strong focus on 504 loans, with 24% of their SBA deals in this category, surpassing the national average of 18%. This indicates they are well-suited for borrowers looking for real estate financing or expansion projects.
With an average 7(a) spread of P+2.01%, Texas Champion Bank offers competitive pricing compared to the national median of P+2.75%. This could mean lower overall costs for borrowers seeking 7(a) loans.
The lender's growth trend shows a decline of 13% year-over-year, which may indicate a tightening of lending standards. Borrowers should be prepared for potentially more scrutiny during the approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 39 504 loans, which use fixed SBA debenture rates.
States where Texas Champion Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Personal Care (Salons, Spas)
Other Services
Manufacturing
Manufacturing
Management & IT Consulting
Professional Services
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Texas Champion Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.25% | $76K | Q2 2022 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.25% | $112K | Q2 2024 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+2.13% | $69K | Q1 2025 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 6 | P+2.25% | $109K | Q4 2021 |
| Texas · Restaurants & Food Service · $500K – $1M | 504 | 5 | — | $770K | Q4 2024 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 504 | 5 | — | $1.2M | Q4 2020 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.38% | $288K | Q4 2017 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 504 | 4 | — | $747K | Q3 2022 |
| Texas · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.50% | $138K | Q3 2017 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 4 | P+1.88% | $260K | Q1 2023 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.38% | $258K | Q2 2022 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.75% | $28K | Q2 2018 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.25% | $282K | Q2 2018 |
| Texas · Auto Repair & Maintenance · $350K – $500K | 504 | 3 | — | $423K | Q1 2022 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+1.25% | $251K | Q1 2024 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+1.25% | $121K | Q2 2018 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 3 | P+2.00% | $429K | Q1 2024 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.00% | $897K | Q3 2024 |
| Texas · Retail Trade · $150K – $350K | 7(a) | 2 | P+2.50% | $309K | Q2 2016 |
| Texas · Retail Trade · Under $150K | 7(a) | 2 | P+2.75% | $70K | Q2 2016 |
| Texas · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+1.88% | $275K | Q1 2018 |
| Texas · Administrative & Waste Services · $350K – $500K | 7(a) | 2 | P+1.13% | $402K | Q4 2022 |
| Texas · Education · Under $150K | 7(a) | 2 | P+2.25% | $100K | Q1 2024 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+3.00% | $69K | Q3 2016 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.75% | $350K | Q2 2018 |
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