STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
287
2010–2026
Total Volume
$431M
Gross loan amounts
States Active
17
With recorded loans
Programs
7(a) & 504
287 total segments
Texas Capital Bank has a strong focus on startups, with 46% of their SBA deals going to new businesses. This could be beneficial if you are looking to launch a new venture.
With an average 7(a) spread of P+1.39%, Texas Capital Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend is impressive, with a 72% year-over-year increase in deals. This suggests they are expanding their lending capacity, which may improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 42 504 loans, which use fixed SBA debenture rates.
Top 15 of 17 states where Texas Capital Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Social Assistance
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Transportation & Warehousing
Transportation & Warehousing
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Texas Capital Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Social Assistance · $2M – $5M | 7(a) | 10 | P+1.00% | $3.8M | Q4 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 10 | P+2.13% | $1.4M | Q1 2025 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 9 | P+0.75% | $1.7M | Q4 2025 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 7 | P+-1.00% | $3.4M | Q3 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.75% | $299K | Q4 2022 |
| Texas · Wholesale Trade · $2M – $5M | 7(a) | 7 | P+2.00% | $3.3M | Q1 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.50% | $682K | Q3 2025 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 5 | P+1.75% | $703K | Q3 2025 |
| Texas · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 5 | P+0.25% | $855K | Q3 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 504 | 5 | — | $3.6M | Q3 2016 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 5 | P+2.50% | $807K | Q4 2021 |
| Texas · Wholesale Trade · $1M – $2M | 7(a) | 4 | P+-0.25% | $1.5M | Q4 2024 |
| Texas · Transportation & Warehousing · $1M – $2M | 7(a) | 4 | P+0.75% | $1.3M | Q1 2024 |
| Texas · Specialty Trade Contractors · $1M – $2M | 7(a) | 4 | P+0.63% | $1.3M | Q4 2025 |
| Texas · Auto Dealers & Parts · $1M – $2M | 7(a) | 4 | P+1.25% | $1.6M | Q4 2022 |
| Texas · Specialty Trade Contractors · $2M – $5M | 7(a) | 4 | P+0.38% | $2.9M | Q4 2025 |
| Texas · Transportation & Warehousing · $500K – $1M | 7(a) | 4 | P+2.00% | $775K | Q2 2020 |
| Texas · Social Assistance · $500K – $1M | 7(a) | 4 | P+2.13% | $799K | Q2 2023 |
| Texas · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+1.25% | $649K | Q1 2025 |
| Texas · Management & IT Consulting · $1M – $2M | 7(a) | 3 | P+2.25% | $1.4M | Q1 2025 |
| Texas · Real Estate · $1M – $2M | 7(a) | 3 | P+0.00% | $1.5M | Q3 2025 |
| Texas · Nursing & Residential Care · $2M – $5M | 7(a) | 3 | P+1.00% | $2.8M | Q2 2025 |
| Texas · Social Assistance · $1M – $2M | 7(a) | 3 | P+0.15% | $1.6M | Q1 2025 |
| Texas · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+1.50% | $3.1M | Q3 2022 |
| Texas · Auto Repair & Maintenance · $2M – $5M | 7(a) | 3 | P+-1.00% | $2.8M | Q3 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Texas Capital Bank.
No reviews yet. Be the first to review Texas Capital Bank.